Search results “Increase in the value of money”
What gives a dollar bill its value? - Doug Levinson
View full lesson: http://ed.ted.com/lessons/what-gives-a-dollar-bill-its-value-doug-levinson The value of money is determined by how much (or how little) of it is in circulation. But who makes that decision, and how does their choice affect the economy at large? Doug Levinson takes a trip into the United States Federal Reserve, examining how the people who work there aim to balance the value of the dollar to prevent inflation or deflation. Lesson by Doug Levinson, animation by Qa'ed Mai.
Views: 1961167 TED-Ed
What are the Fundamental Factors that affect currency values
www.trade12.com Here are the primary factors that can support to shape the long term strength or weakness of major currencies that will affect you as a trader. Subscribe, and watch more tutorials like this! Learn how to trade through fast, simple, and safest way. Change the way you trade! Sign up now to get started.
Views: 16447 Trade12 Learning
What Is The Value of Money?
Money. We all want it and we all need it. But why do we use it in the first place? Trace looks at the history of currency, new and old! Read More: Some Canadians Claim New Currency Smells Like Maple Syrup http://news.yahoo.com/blogs/sideshow/canadians-claim-currency-smells-maple-syrup-011728233.html "To some, the allure of money is irresistible, but even the most frugal spender may be drawn to Canada's new plastic bills if the rumors are true: A significant number of Canadians claim the currency smells like maple syrup." Are Canada's $100 Polymer Bills Really Maple-Scented? http://bc.ctvnews.ca/are-canada-s-100-polymer-bills-really-maple-scented-1.1299736 "The penny may be history, but some Canadians suspect the Bank of Canada has been circulating a new scent along with its plastic bank notes." How Much Does it Cost to Produce Currency and Coin? http://www.federalreserve.gov/faqs/currency_12771.htm "Each year, the Federal Reserve Board projects the likely demand for new currency, and places an order with the Department of the Treasury's Bureau of Engraving and Printing, which produces U.S. currency and charges the Board for the cost of production." Your Portal Into The World of Bitcoin http://www.weusecoins.com/en/ About Bitcoin on Tech Feed News http://www.youtube.com/watch?v=bcIve4-eUF8 Canada Issues Glow-in-the-Dark Dinosaur Quarter http://news.yahoo.com/blogs/sideshow/canada-issues-glow-dark-dinosaur-quarter-173052860.html "Less than two weeks after announcing it was removing the penny from circulation, the Royal Canadian Mint is back in the news after revealing plans for a glow-in-the-dark quarter featuring an illuminated dinosaur skeleton." What Is Money? http://www.imf.org/external/pubs/ft/fandd/2012/09/basics.htm "Without it, modern economies could not function." ____________________ DNews is dedicated to satisfying your curiosity and to bringing you mind-bending stories & perspectives you won't find anywhere else! New videos twice daily. Watch More DNews on TestTube http://testtube.com/dnews Subscribe now! http://www.youtube.com/subscription_center?add_user=dnewschannel DNews on Twitter http://twitter.com/dnews Anthony Carboni on Twitter http://twitter.com/acarboni Laci Green on Twitter http://twitter.com/gogreen18 Trace Dominguez on Twitter http://twitter.com/trace501 DNews on Facebook http://facebook.com/dnews DNews on Google+ http://gplus.to/dnews Discovery News http://discoverynews.com
Views: 89259 Seeker
Simple Samachar: Why is Value of Rupee Falling Against Dollar?
On Simple Samachar, Aunindyo Chakravarty explains how relative inflation between the US and India causes the value of rupee crash against the dollar. What other factors affect currency exchange rates? Has the demand for dollar in the world increased? How do stock markets affect the value of Indian currency? Watch the show. (Audio in Hindi) NDTV is one of the leaders in the production and broadcasting of un-biased and comprehensive news and entertainment programmes in India and abroad. NDTV delivers reliable information across all platforms: TV, Internet and Mobile. Subscribe for more videos: https://www.youtube.com/user/ndtv?sub_confirmation=1 Like us on Facebook: https://www.facebook.com/ndtv Follow us on Twitter: https://twitter.com/ndtv Download the NDTV Apps: http://www.ndtv.com/page/apps Watch more videos: http://www.ndtv.com/video?yt
Views: 95240 NDTV
How to Double Your Income
Patrick Bet-David describes How to Double Your Income. Subscribe to Valuetainment: http://bit.ly/2aPEwD4 Recommended video to watch: 1. How to increase your net worth https://youtu.be/HLH2fhIxWPg About Valuetainment: Founded in 2012 by Patrick Bet-David, our goal is to impact entrepreneurs around the world through value and entertainment. We are the #1 channel for entrepreneurs because of the best interviews, best how to videos, best case studies and because we defend capitalism and educate entrepreneurs. Follow Patrick on social media: Facebook: https://www.facebook.com/PatrickBetDavid.Valuetainment/ Instagram: https://www.instagram.com/patrickbetdavid/ Twitter: https://twitter.com/patrickbetdavid Linkedin: https://www.linkedin.com/in/patrick-bet-david-3731553
Views: 67264 Valuetainment
Five Ways To Increase Your Value - Success Abundance Wealth Prosperity Law of Attraction Credit
Listen Carefully and IMPROVE YOUR LIFE !! These Incredible Words Will Help You Draw Abundance, Wealth, Self Confidence, Success, and Prosperity into Your Life !! Like a 401k & Insurance plan for your Future, the Law of Attraction. Five Ways To Increase Your Value - Success Abundance Wealth Prosperity Law of Attraction Credit Money. Like My Content? Subscribe for More Success and Abundance! http://www.youtube.com/subscription_center?add_user=GrowingForever GrowingForever Playlist https://www.youtube.com/user/GrowingForever/playlists? Five Ways To Increase Your Value - Success Abundance Wealth Prosperity Law of Attraction Credit Money.
Views: 122147 Growing Forever
Ten Things That Increase in Value Over Time
Subscribe for more ► https://www.youtube.com/c/FailLIfe One of the most common pieces of advice that rich and successful people share is that you should always purchase things that increase in value. There are many tips out there to save money but very little advice on how to gain money.
Views: 12158 Awesome
How Exchange Rates Work
● We explain topics simply. So Subscribe if you want to learn while being entertained. ✔ Please like the video and comment if you enjoyed - it helps a lot! ▶ If you want a question answered then ask in the comments and we may make a video about it! About the video: You may have traveled a lot and wondered why you get more of one currency when you exchange it for another. If so, you have witnessed exchange rates in action, but do you know how they work? Watch the video to find out what exchange rates are, how to convert between them and the different systems which determine a currencies exchange rate. Historically the gold standard system had been used, which fixed currency to a select value of gold, held in a vault. The three main systems are the floating, managed and fixed exchange rate systems. The floating system has minimal government intervention, using supply and demand to determine the exchange rate. The managed exchange rate is allowed to be within a permitted band and a fixed exchange rate is usually pegged to a currency with the interest of being competitive in the international market. The video explains this in more detail and with helpful picture to guide you through the subject.
Views: 302162 SimplyExplain
How to Increase the Value of Your Business
For detailed notes and links to resources mentioned in this video, visit http://patrickbetdavid.com/increase-the-value-of-your-business In this video, I get into ten things you can do to increase the value of your business. But before I do that, to put things into perspective, let's take a look at profit vs. value. Profit Vs. Value - 0:40 How to Increase the Value of Your Business - 1:04 #1: Technology - 1:16 #2: Focus - 1:53 #3: Systems - 2:40 #4: Strategic Partners - 3:32 #5: Recurring Revenue - 3:52 #6: Supporting Cast - 4:09 #7: Data - 5:41 #8: EBITDA vs. Need- 6:11 #9: Subscribership and Distribution - 7:45 #10: Stay Hands On - 8:26 Subscribe to the channel: http://www.youtube.com/valuetainment?... Valuetainment- The best channel for new, startup and established entrepreneurs. Visit the official Valuetainment Store for gear: https://www.valuetainmentstore.com/ Schedule: New episodes every Tuesday and Thursday on a broad array of entrepreneurial topics.
Views: 43489 Valuetainment
How rupee-dollar rates are determined? Hindi Video
In this short animation video, we have explained that how currency exchange rate of Indian Rupees is determined with other foreign currencies? To watch more amazing video of general knowledge in Hindi visit our website http://netpill.in -~-~~-~~~-~~-~- Watch our new video "Historical story of Padmavati :: Conflict of two Emperors" https://www.youtube.com/watch?v=23G5Hb9lyZ8 -~-~~-~~~-~~-~-
Views: 424533 Netpill
Exotic Cars That Will Make You Money & Go UP in Value, Not Down
I want to teach you how to buy your first exotic car in the next 90 days WITHOUT being rich. Click here to learn how: https://bit.ly/2KcgEZA
Views: 54089 Exotic Car Hacks
The Value Of Money - What gives money and/or currency - Value?
What gives money and/or currency - Value? The value of any item can be derived by measuring it's supply and demand. This is also measured in relationship with the supply and demand for other goods in the economy. A price for any item is the amount of currency it takes to get that item. Inflation occurs when the price of goods increases—in other words when the currency becomes less valuable relative to those other goods. Fiat currency has been losing value over time (due to governments printing currencies irresponsibly) and like all fiat currencies in the past. It is very likely that it will go to zero and have no value. However, Goldma has introduced a cryptocurrency that is based on the gold production at a gold mine. Goldma will have a limited number of tokens and will never make anymore. Yet gold production will continue to occur everyday. For more information on our project click the links below https://goldma.io/ https://twitter.com/GoldMA_Coin https://www.facebook.com/GoldMAZimbabwe/ https://www.linkedin.com/company/gold... https://t.me/joinchat/He_y1hHwCYJ0Rr0... https://www.instagram.com/goldma_zw/?
Views: 960 Goldma
Jim Rohn Reveals The Secret To Making More Money
Jim Rohn shares how your 'value' determines everything. Increase your value and your net worth will be more valuable. Work harder on yourself than you do in your job. The perfect business I have discovered which teach exactly this principle of personal development while making money on line who's motto is, Learn Do Teach. To find out more of this personal growth machine disguised as a business.... go to www.BeTempted.info
Views: 155996 Anna Krajacic
How To Increase Your Value To Make More Money - Jim Rohn - Film by Peter Voogd
Get your FREE “6 Months To 6 Figures Action Plan” to get the blueprint for growing your brand, business and income in the next 6 months: http://PeterJVoogd.com/Free — Get your FREE "6 Months To 6 Figures Action Plan" to get the blueprint for growing your brand, business and income in the next 6 months: www.PeterJVoogd.com/Free Add Peter Voogd on Snapchat: https://www.snapchat.com/add/ambition23 --- Gamechangers Film #4 Starring Peter Voogd: How To Increase Your Value To Make More Money - Jim Rohn - Film by Peter Voogd -- Gamechangers Movement: http://gamechangersmovement.com/ Video Summary------- Are you looking to be successful in your business? Want to make more money then you ever have before? You need to add more value. It’s your skills and the value that you create that ultimately determine the money you earn. Too often we get caught up in an entitled mindset. That leaves you stuck. To grow it’s time to create more value to those around you. Here are steps to help change your perspective and boost the value you create: Expertise - What you know Skills - What you do Productivity - What you get done Efficiency - How well you get those things done Multiplication, Organisation, Duplication - How you get things done by means other than manual labor yourself Influence - What you can do to get others to get things done Relationships - Who you know, do the challenge and stretch your thinking? Vision, Personality, Improved Attitudes - How aligned you are to your purpose These are things you can focus on to get more valuable. There’s really no limits to how much money you can make if you really commit to growing at a higher level in this new economy. This is the greatest time in human history for those who make the decision to become more valuable and not to tolerate mediocrity. Take 100% responsibility for you economic well being. Commit to becoming more valuable and you will not believe what happens to your income, influence and lifestyle overall. Let us know in the comments below which step you will be focusing on to help increase your value in the marketplace! My Best-Selling Books & Programs--------- 6 Months To 6 Figures: http://6figuresbook.com/ The Entrepreneur’s Blueprint to Massive Success: http://theentrepreneurbreakthrough.com/ Game Changers Academy: http://gamechangersmovement.com/ Ambition Is Priceless Mixtape: http://ambitionmixtape.com Follow Me Below: Blog: http://peterjvoogd.com/blog/ Facebook: https://www.facebook.com/PeterJVoogd/... Twitter: https://twitter.com/petervoogd23 Instagram: https://www.instagram.com/peterjvoogd/ Podcast: https://itunes.apple.com/au/podcast/y... Snapchat: https://www.snapchat.com/add/ambition23 Music: ‘Trust' by This Is The Giant (Link: https://soundcloud.com/thisisthegiant...) )
Views: 43285 Peter Voogd
Income Expander - Increase Your Value and Consistently Make More Money
End Self Sabotage - https://gumroad.com/a/193803379 Set and accomplish any goal. Eliminate unconscious resistances and learn why self sabotage is ruining your life. And learn how to cure self sabotage. Click on the link down below to learn more. https://gumroad.com/a/193803379 I make more money every month I increase my income every month I increase my skills regularly I increase my earning potential regularly I increase my capacity regularly I increase my value regularly I increase my exposure regularly I increase my output regularly I increase my efficiency regularly I increase my worth to others regularly I increase my understanding regularly I always learn more I always earn more I always expand my knowledge I always expand my skills I always expand my capacity I always expand my efficiency I always expand my capacity I always expand my service I always expand my commitment I always expand my resilience I always expand my dedication I always expand my service I always expand my willingness my skills are always increasing my passion is always increasing my willingness is always increasing my commitment is always increasing my desire is always increasing my capabilities are always increasing my motivation is always increasing You make more money every month You increase your income every month You increase your skills regularly You increase your earning potential regularly You increase your capacity regularly You increase your value regularly You increase your exposure regularly You increase your output regularly You increase your efficiency regularly You increase your worth to others regularly You increase your understanding regularly You always learn more You always earn more You always expand your knowledge You always expand your skills You always expand your capacity You always expand your efficiency You always expand your capacity You always expand your service You always expand your commitment You always expand your resilience You always expand your dedication You always expand your service You always expand your willingness your skills are always increasing your passion is always increasing your willingness is always increasing your commitment is always increasing your desire is always increasing your capabilities are always increasing your motivation is always increasing
Views: 1422 Gerardo Morillo
What Makes The Value Of Money Increase Or Decrease
A: The impact that inflation has on the time value of money is that inflation decreases the value of a dollar over time. The time value of money is a concept that describes how the money available to you today is worth more than the same amount of money at a future date. Value of money foundation for economic education working economics question what exactly causes the value to go how it's determined balance. Googleusercontent search. Why interest rates increase and decrease! what's the effect? . This phenomenon we generally refer as inflation. Effects of changes in the value money economics discussion. If wages remain the same but inflation causes prices of goods and services to increase over time, it will take a larger percentage your income purchase good or service in future 21 mar 2011 value unit currency almost always change time. Htm url? Q webcache. Increase which makes the value of money decrease answers a why is dollar rising? What you need to know cnbc. Investors use the financial earnings of a company to determine its future value this will make money ( increase decrease ). A country's currency does not always mirror economic conditions, a country may have rate also weakens activity that further push the lower. They may decide for one reason or another to increase reduce their holdings 25 2010 ok, so i do know that if the amount of money in circulation increases, value it goes down, but what exactly makes go down? Value decreases keep a balance on prices and relative other countries 10 jun 2017 has value, who determines how valuable is? Find out different lower supplymoney more. What causes stocks to increase or decrease? Sparknotes money quantity theory of. Eli5 what makes a currency's value increase decrease? Reddit. How to increase the value of a currency rupee what leads change in currency's value? . Tax burden causes goods prices to rise and the purchasing power of money fall. What impact does inflation have on the time value of money how increase? Economics why normally decrease? Personal a currency increase or decrease in value? Quora. When the inflation is high currency value comes down 3 mar 2017 this flow of money into china would usually cause an appreciation. A healthy increase which makes the value of money decrease answers a from econ 175 at golden west college 29 jan 2015 cnbc explains what currency rise or fall? Of dollars, it has effect increasing dollar's purchasing power relative to buying bonds lower rates, boost inflation and drive down yen slides toward recession, is rising fled country people keep saying, store your in this that currency, but them more stable than others? . Currencies rise and fall in value because of multiple factors that can be 24 apr 2015 the impact inflation has on time money is decreases a dollar over. 15 aug 2014 by discussing why interest rates increase and decrease we now have a basic increase in prices and fall in the purchasing values of money' the increase or decrease of a stock price
Views: 55 Etta Hahne Tipz
General Knowledge: Why is Rupee falling? Impact of Dollar on Rupee
Rupee continues its free fall against US dollar: Should India be worried? Understand everything about the topic. For any query, email us at [email protected]
Present Value of a Growing Perpetuity
This video shows how to calculate the present value of a growing perpetuity using a formula. A perpetuity refers to a series of cash flows that will continue forever. If the amount of the cash flow increases each period, we refer to it as a growing perpetuity. Because a dollar received in the future is worth less than a dollar received today (due to the time value of money), we discount a growing perpetuity to its present value. The video provides an example to show how this is done. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like Edspira on Facebook, visit https://www.facebook.com/Edspira To sign up for the newsletter, visit http://Edspira.com/register-for-newsletter Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin To follow Michael on Facebook, visit https://www.facebook.com/Prof.Michael.McLaughlin
Views: 13509 Edspira
How to increase the value of money 10 times
Magic trick. How to become rich in few seconds
Views: 20 devady1
What Happens, if 1 ₹ = 1 $ (Rupee=Dollar)
Subscribe Here: - https://goo.gl/fsQayx Instagram :- https://www.instagram.com/harshfacts/ My gears https://goo.gl/csuCq0 https://goo.gl/tEuBwb India's economy is the 10th largest in the world. I was really curious to find out that when will Rupee will be Equal to Dollar and I came across with the discussion on Quora about Indian Economy. Some finance people has mentioned their views on the future of how rupee will trend. So I did some research and made the video. The video is based on Mr. Balaji Viswanathan's answer on Quora, I added some things through my own study but main idea is from his answer. I knew many things before but I learned a lot in my research about Indian economy. I think there are many people who don't know exactly how economy works & always worry about why can't be 1 Rupee = 1 dollar. Here I gave a try to solve your mysterious question through a broader perspective considering the impact on Indian Economy. Anyway Enjoy. Check out the one of the discussion on Quora here. https://goo.gl/oq3Q9I Facebook: https://www.facebook.com/HARSHFACTS1/ Twitter: https://twitter.com/HarshHIn Website: http://harshfacts.com/ Source of the Images Used. https://goo.gl/96zhEH Licenses to the content https://creativecommons.org/licenses/by-nd/2.0/ https://creativecommons.org/licenses/by-sa/2.0/ https://creativecommons.org/licenses/by-sa/3.0/ https://creativecommons.org/licenses/by/3.0/br/deed.en https://creativecommons.org/licenses/by-sa/4.0/ https://creativecommons.org/licenses/by/2.0/ https://creativecommons.org/publicdomain/zero/1.0/ https://creativecommons.org/licenses/by-sa/2.5/ Music. Whistling_Down_the_Road https://www.youtube.com/audiolibrary/music https://youtu.be/Q5EnvdWKlHw
Views: 4092418 HARSH FACTS
Episode 124: The Time Value of Money: Why Your Money is Worth Less and Less
Go Premium for only $9.99 a year and access exclusive ad-free videos from Alanis Business Academy. Click here for a 14 day free trial: http://bit.ly/1Iervwb View additional videos from Alanis Business Academy and interact with us on our social media pages: YouTube Channel: http://bit.ly/1kkvZoO Website: http://bit.ly/1ccT2QA Facebook: http://on.fb.me/1cpuBhW Twitter: http://bit.ly/1bY2WFA Google+: http://bit.ly/1kX7s6P Listen to Alanis Business Academy on the go by downloading our new podcast: iTunes: http://bit.ly/1dwKyWi Stitcher: http://bit.ly/PvPjoa Tunein: http://bit.ly/1gLsDH4 The time value of money, commonly abbreviated as simply TVM, is the idea that money loses value over time. You may have heard the saying one dollar received today is worth more than one dollar received tomorrow. What this attempts to explain is the fact that the value of your hard earned money decreases each and every day. As an example, lets say that that your friend asked you for $500 with the promise to repay you that same amount in twelve months. Although you may be inclined to help your friend out this wouldn't be a great financial decision. But why? You're still receiving that same $500 you loaned him or her twelve months ago. The truth is, that although the numerical value of your $500 remains unchanged, you incur several costs by not having it in your possession. The first and probably the most obvious cost that you incur is inflation. Inflation is the increase in the price of goods and services over a period of time. Inflation generally runs at about two percent annually, although it has been quite less as of late. So if you hold your money for that period of time, what you can do with that money actually decreases. The financial equation to determine a present value is as follows: PV equals FV divided by one plus i to the nth power. In this equation, PV is the present value of our money and what we are trying to determine. FV represents that future value of our money, which is $500 . i represents the interest rate that we intend to discount or reduce our $500 by. Generally for discounting purposes the interest rate represents what we could've received if you had the money in our possession and put it to good use. In this case, we are going to discount our money by an inflation rate of two percent to reflect its diminished value. The last bit of data we need is the number of periods or n, which will be one to reflect the number of years we are going to discount our $500 by. The second reason that money decreases in value over time is due to opportunity costs. An opportunity cost represents what you give up by loaning the $500 to your friend. More specifically, the opportunity cost represents the next best alternative. What that is depends upon your unique situation. It could be investing in the stock market, placing the money in a savings account, or even spending it on new clothes. Unfortunately you incur an opportunity cost by giving up possession of your money. Now as a result of both inflationary pressures and opportunity costs your $500 will be worth less in twelve months. This is why banks charge interest on loans and why consumers expect to earn some type of interest when they place their money in a bank. It's simply being compensated for the costs that they incur by not having the money in their possession at this moment in time.
Time Value of Money | By Wall Street Survivor
Over time, the value of your money increases. To learn more, sign up at: https://www.wallstreetsurvivor.com For more investing concepts made easy, discover free courses at http://courses.wallstreetsurvivor.com
Views: 29184 Wall Street Survivor
Robert Kiyosaki Explains - The Real Value Of The Dollar Gold Silver
http://www.richerdaddy.com - Robert Kiyosaki Explains - The Real Value Of The Dollar Gold Silver An all out currency war has begun - governments around the world are devaluing their currencies in order to have cheap exports - and are destroying the middle class. Protect yourself with Gold & Silver - http://www.youniquerichdad.com Increase your financial IQ, learn about REAL money for 5000 years - Gold & Silver. Protect yourself and your family from inflation, deflation and any economic situation with Gold & Silver. The biggest wealth transfer in the history has begun - are you positioned to be a winner or a loser? Learn more about starting with Gold & Silver and a global business franchise - http://www.youniquerichdad.com Gold coins, gold bars, silver bullion, silver bars, silver price, gold price, gold vs. us dollar, Rich Dad Poor Dad, Robert Kiyosaki, Mike Maloney, Bob Proctor, Bill Gates, Warren Buffet, Peter Schiff, Inflation, Deflation, Hyper inflation
Views: 79672 Mark Ginat
How local currencies give value for money: Simon Woolf at TEDxBrixton
Simon Woolf shares how the pioneering Brixton Pound has helped to boost the local economy and restore a sense of community pride in the area.    About Simon Woolf Simon has worked in the IT industry since 1996, specialising in information architecture and web development. He became interested in complementary currencies via the Lewes Pound, and when two economists started a similar scheme in Brixton, he volunteered and since January 2012 has been Managing Director. Simon is also the Chief Technical Officer at QOIN. When not working with technology, he DJs and writes about wine. About TEDx In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations) Filmed by U Media Films Video edited by Ryan Smith
Views: 7610 TEDx Talks
Present value, future value, and compounding made easy
Background A dollar received now is more valuable than a dollar received a year from now. If you have that dollar today, you can invest it and increase its value. Let's explain a bit further: The time of value of money is the difference in value between having a dollar in hand today and receiving a dollar sometime in the future. Why is present and future value important? Since money has a time value, we must take this time value into consideration when making business decisions. Present and future value calculations are powerful methods available in making financial decisions. Once you understand and master the calculations, you can apply these equations for restating cash flows to make them equivalent in business decisions. The calculations are building blocks for many decisions facing individuals and managers alike. In addition, these calculations allow one to calculate returns on investments, capital budgeting, and return on annuities, just to name a few. Key terms: Future value (fv) and present value (pv) are two concepts in clarifying the value of money. Future value is explained as an amount of money invested at present and will mature at the end of a given time when compounded at a given interest rate. Present value is money that must be invested now to accrue to a certain amount of money in the future when compounded. In simpler terms, present value is the value today of an amount of money in the future. Why is this important? For these situations, businesses need to find a method of weighing cash flows that are received at various periods of times (annual, years, quarters, ect). How do we go about finding the present and future value of cash flow? There are two fundamental equations that are commonly used; this video will demonstrate them throughout the presentation. Objectives: Following my discussion, you will be able to: • Have the knowledge of present value (pv) and future value (fv) • Be able to calculate the pv and fv with compounding • Have an understanding of compound interest Discussion: The video discusses the value of a dollar in hand today and applying calculations to determine what that dollar will be worth in the future. In addition, the video demonstrates the concept of wanting to have a specified amount of money in the future and the amount of money needed today in order to earn that specified amount. See the formulas used in video: Fv=pv (1+i) n Pv= (1/1+i) n FvPvn Pv=the beginning amount i= the interest rate/year n=number of years Fv=value at the end of n years. Important points: When computing compounding interest for greater than one year, remember that the interest in the next year is being paid on interest. The interest on the original dollar amount is referred to as "simple interest." Lastly, Net present value can be defined as the difference between the PV of cash inflows and the present value of cash outflows. Net present value is used in capital budgets to assess the probability of a project. The net present value is a standard affirming that a project should be established. Example: If a bank pays 5% interest on a $100 deposit today, in one year, this $100 will be worth $105. This is expressed by the following equation: F1= p (1+r). F1 is the balance at the end of the period, p represents the amount of invested, and r represents the rate of interest. For example, the future of $1,000 compounded at 10%, would be $1,100 after one year and $ 1,331 after three years of investing. For example, if the interest rate is 10%, then the present value of $500 earned or spent in one year from now is $500 divided by 1.10, equates to $455. This example demonstrates the overall notion that the present value of a future amount is less than the actual future amount. Summary Present and future values are important methods for any financial decision. An investment can be viewed in two methods. We discussed present and future values in this video. The process of finding the present value of future cash flows is referred as discounting. Discounting future value to present value is a common technique, especially when weighing in on capital budget decisions. Have the knowledge of the calculations will allow individuals to calculate almost any investment decision
Views: 102041 Lisa Dumont
How to Increase the Value of Your Money While Traveling
http://www.lonewolfadventure.net World travel can be much more affordable than you think. There is a simple way to substantially increase the value of your money as you travel. In some cases your money's worth increases by 10 times or more!
Views: 37 lonewolfadventure
What Moves A Currency?  Why Currency Rates Move...
What affects foreign exchange rates? http://www.contracts-for-difference.com/markets/Forex-CFDs.html If you've found this video useful, please click the like button and share it with your friends and remember to SUBSCRIBE to remain up-to-date! Foreign exchange rates are affected by multiple fundamental reasons as international trade and investment causes movements in the foreign exchange markets. Will the dollar crash? Will the Chinese yuan be the next world leader? You may have encountered foreign exchange rates mostly when considering your holidays, when you change your pounds into the local currency, and back again when you return. Sometimes, you may find a big difference between one year and the next in how much foreign currency you can get for your money. As with all markets, foreign exchange and the relative value of currencies is affected by supply and demand. Having said that, demand is the main driver of foreign exchange rate changes. An abundance of supply of a particular currency doesn't really cause people to buy more of it, whereas an increasing demand will force the rate up. Much of this demand is caused by international trade, for instance Japanese cars imported to the UK will be paid for with pounds sterling, but this money will be converted into Japanese yen to pay the manufacturer who has to pay his workers and suppliers. This then causes you to consider the trade balance. Obviously it is not a stable situation if one country buys goods from the other, and there is no corresponding foreign exchange in the other direction. The currency which is being used by the buyers to pay for the goods, in this case sterling, cannot forever be paid out to buy Japanese yen with no compensating currency exchange back. This situation is to some extent self-regulating. The buying currency will decrease in value, and the currency of the producing country will increase relatively. Before too long, the price of Japanese cars in the UK would have to rise, and this would reduce the demand, cutting back on the trade imbalance. Different countries have different fundamentals. Some countries are rich in the natural resources that are needed for production. These countries include Canada and Australia. Other countries have less in natural resources and take on the role of the producers, buying in raw materials and shipping out finished products. Although political influences can have short-term effects, in the long term the economic forces are more significant in determining the fortunes of a currency. Certainly political instability can make the world markets hesitate, with investors wary of buying the currency, but it's how efficient a country is at extracting natural resources and/or manufacturing that will ultimately impact how its currency is viewed globally. Another governmental decision that has some effect, although not in the long-term, is that of the central bank interest rate. When interest rates differ between various countries, there is an obvious pressure for the exchange rate to compensate. Without a drift in exchange rate, investors in the lower interest rate country would have a no risk way of increasing their income by buying the other currency, putting it into a savings account there. Finally, whenever there are crises in the world, you will note that there is a flight to what is regarded as a quality or safer currency. Typically, investors will buy US dollars or other major currencies, on the basis that the value is more likely to be retained.
Views: 8249 TradeCFDs
Value for Money Evidence Portal
As a practitioners or policy-makers aiming to increase the health and well-being of people in low and middle income countries, you often lack information to decide how you can do the most good. In the 10-minute video tutorial below we explain why the existing sources of information you may have access to are often not enough. In response, we have developed the Value for Money Evidence Portal. For more information see http://www.givingforimpact.com/?page_id=57
Views: 302 Vera Schölmerich
What makes the value of money increase and decrease
What makes the value of money increase and decrease - Find out more explanation for : 'What makes the value of money increase and decrease' only from this channel. Information Source: google
Views: 6 WikiAudio12
Best Home Improvements for Resale | 7 Home Improvements to INCREASE Property Value
Best Home Improvements for Resale | 7 Home Improvements to INCREASE Property Value Arlington VA real estate agent and Realtor Matt Leighton talks about the best home improvements sellers can make to help increase the value of their property before listing the property for sale. Subscribe for more real estate videos - http://www.youtube.com/subscription_center?add_user=themattleighton Real Estate Continuing Education Online Classes: https://goo.gl/Cr4Tpf Looking for a real estate agent in your city? I have a network of top producing agents around the country. Email me and I can put you in contact with an agent in your area [email protected] Best Home Improvements | 7 Best Home Improvements for Sellers 1:08 - Paint 2:18 - Improve the lighting 3:19 - Replace wall outlets, faucets, knobs, and door handles 4:21 - Do minor kitchen upgrades 5:29 - Install hardwood floors instead of carpet 6:15 - Stage your house 8:37 - Landscaping Find Matt here: https://instagram.com/TheMattLeighton https://www.snapchat.com/add/mpleighton https://www.facebook.com/TheMattLeighton https://twitter.com/TheMattLeighton https://www.linkedin.com/in/TheMattLeighton MY EQUIPMENT LINKS TO AMAZON The camera I use - https://goo.gl/3n13gS The lens I use - https://goo.gl/hS8a1s The mic I use - https://goo.gl/kSeu8J The memory card I use - https://goo.gl/t4wdXj The camera flash I use - https://goo.gl/pi2gmj The gimbal I use - https://goo.gl/xKMj8t The gorilla pod I use - https://goo.gl/jLLL5q The intervalometer I use - https://goo.gl/EV2KWo The iPad I use - https://goo.gl/G9onPp Business inquires [email protected] Matt Leighton - Arlington VA Real Estate Agent Licensed in VA and DC Century 21 Redwood Realty 1934 Wilson Blvd Arlington, VA 22201 https://www.youtube.com/watch?v=cieQgNqneI4
Views: 6156 Matt Leighton
Why is Rupee falling against US Dollar?
"Why does dollar price go up and down?". He explained me the reason. I am going to simplify same explaination here. Lets assume there are only two international traders between India and US. - Mr Patel in Mumbai who supplies Diamond Jewelry to a store in New York. - Mr. Brown in Chicago who supplies Industrial Robots in Noida. Assume dollar price today is 45 rupees. Today Patel sold 10 piece Jewelry set to NY store, cost of each piece was 1000 dollars. Total selling amount = 10,000 dollars. Now Patel wants to convert 10,000 dollars to Rupees. If rate is 45 rupees to 1 US dollar. After conversion Patel should get 4.5 Lakh rupees. Same evening Mr. Brown from Chicago, sells one industrial robot in Noida for Rs. 2.25 lakhs. As per 45 rupees to dollar rate, Brown is expecting to convert Rs. 2.25 lakhs to 5000 US dollars. So we have -- 10,000 US dollars to be converted to rupees. [After conversion worth Rs. 4.5 Lakhs] -- Rs. 2.25 Lakhs to be converted to dollars [After conversion worth 5000 US dollars] We have a problem. Demand for Rupees is more than that for dollars. In other words for this particular trading day, there seems to be more supply of dollars than that of rupees. Patel and Brown log to Foreign Exchange website to convert their currency. First 5000 dollars gets exchanged easily. And the rate is Rs. 45 to 1 US dollars. Brown is happy he got his 2.25 lakhs converted to 5000 US dollars, he logs out of website and goes home. Patel still has more 5000 US dollars to convert in to Rupees. He got some money on credit from a friend and promised to return him on time with small interest fee. Patel also wants to pay salary to karigar (people on manufacturing floor) who manufactured jewelry for him. Patel is now desperate to convert remaining 5000 dollars to rupees. Lets add one more character in to story now. Mr Desai who runs a Travel Agency and organises tours to countries like UK, USA, Asia etc. He logs to website and sees someone waiting to exchange 5000 US dollars to rupees. Desai knows that he will need US dollars sometime next month and was looking to buy some at good price. He offers a bargain. Last price for dollar was 45 rupees, but if someone sells dollars for 43 rupees, I will buy it. Patel being in rush, agrees to sell dollars for lower price. Patel converts remaining 5000 US dollars at rate of 43 rupees. 5000 x 43 = 2.15 lakhs. Patel doesn't mind loosing small amount because he will able to make payments on time. Now latest Exchange rate is: Rs. 43 to 1 US dollar. After few weeks , Desai (Travel agent) gets a big contract to organise tour for a group of 100 people. He needs lot of dollars, he logs in to website and sees Patel ready to sell 10,000 dollars for 47 rupees. Desai desperately needs dollars, he buys it. Now excahnge rate is: Rs. 47 to 1 US dollar.
Views: 366961 MumbaiPav
Teaching Children About the Value of Money
From VOA Learning English, this is the Economics Report in Special English. Many children first learn the value of money by receiving an allowance. The purpose of an allowance is to teach children about money. Children can learn how to manage money, especially at an early age, when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance. Parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works. Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save and maybe even invest it.Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. For VOA Learning English, I'm Laurel Bowman. (Adapted from a radio program broadcast 23Nov2012)
Views: 55201 VOA Learning English
What is Exchange Rate : Explained with Animation
This Video Explains the following: 1)Exchange Rates. 2)Why the value of Currency Fluctuates. 3)How the value of a currency is decided. 4)How Demand of Goods influences the Value of a Currency. For More Animated Explanations under 5 minutes, Subscribe to Science Digest. (Suggestions/Errors, please let us know. We appreciate it.)
Views: 66288 Science Digest
Replacement Decision - 5 To consider the Time Value of Money
#Operations Research - OR #Replacement Decision I) Replacement of an item the efficiency of which deteriorates with time Model - II: Replacement Policy for the items the running costs of which increases with time considering the time value of money constant during the life of the asset Criteria for replacement: An assets should be replaced in the beginning of the year in which the annual running cost exceeds the "Weighted Average Total Cost per year" of the preceding year Where - (i) "Weighted Average Total Cost per year" means the "The Weighted Total Cost till the year divided by the cumulative PV Factor" (ii) "The Weighted Total Cost till the year" means the summation of the "Cumulative PV of Running Cost" and "Depreciation Cost of the year" (iii) "Cumulative PV Running Cost" means the cumulative total of the present values of the annual running costs till the year (iv) "Depreciation Cost" means the cost of the asset minus the resale/scrap value of the asset for the year How to calculate Present Value? FV = P (1 + r)^n is the formula to find the future value of a sum So, PV = FV / (1 + r)^n and if we take PV of Re 1, then we can have the PV Factor as PV = 1/(1 + r)^n If we multiply the future values of the running costs, we can have the present values of all the future running costs and then, ultimately, the Cumulative PV of running costs. Replacement Decision - 5 Case: A company is considering to install a machine costing overall Rs. 60,000. The Running costs are estimated to be Rs. 10,000 for the first 5 years, increasing every year by Rs. 3,000 in the sixth and subsequent years. The rate of return on all the investments of the company is 10% What is the optimal replacement period? MBA, MCA, BE, CA, CS, CWA, CMA, CPA, CFA, BBA, BCom, MCom, BTech, MTech, CAIIB, FIII, Graduation, Post Graduation, BSc, MSc, BA, MA, Diploma, Production, Finance, Management, Commerce, Engineering - www.prashantpuaar.com
Views: 9616 Prashant Puaar
Smart Money- How To Invest Lump-Sum & Increase Its Value?
Need advice on how to invest a lump-sum? How to increase the value of a lump-sum in few years? Mint Money's Monika Halan and Bloomberg TV India's Vivek Law answer queries on money management and good investment practices. www.btvin.com
Views: 48764 Bloomberg TV India
Replacement Decision - 4 To consider Time Value of Money
#Operations Research - OR #Replacement Decision I) Replacement of an item the efficiency of which deteriorates with time Model - II: Replacement Policy for the items the running costs of which increases with time considering the time value of money constant during the life of the asset Criteria for replacement: An assets should be replaced in the beginning of the year in which the annual running cost exceeds the "Weighted Average Total Cost per year" of the preceding year Where - (i) "Weighted Average Total Cost per year" means the "The Weighted Total Cost till the year divided by the cumulative PV Factor" (ii) "The Weighted Total Cost till the year" means the summation of the "Cumulative PV of Running Cost" and "Depreciation Cost of the year" (iii) "Cumulative PV Running Cost" means the cumulative total of the present values of the annual running costs till the year (iv) "Depreciation Cost" means the cost of the asset minus the resale/scrap value of the asset for the year How to calculate Present Value? FV = P (1 + r)^n is the formula to find the future value of a sum So, PV = FV / (1 + r)^n and if we take PV of Re 1, then we can have the PV Factor as PV = 1/(1 + r)^n If we multiply the future values of the running costs, we can have the present values of all the future running costs and then, ultimately, the Cumulative PV of running costs. MBA, MCA, BE, CA, CS, CWA, CMA, CPA, CFA, BBA, BCom, MCom, BTech, MTech, CAIIB, FIII, Graduation, Post Graduation, BSc, MSc, BA, MA, Diploma, Production, Finance, Management, Commerce, Engineering - www.prashantpuaar.com
Views: 5442 Prashant Puaar
Replacement Model I [CASE-I Value of Money does not change with time] in Operations Research
Replacement model in operation research in hindi by Gourav Manjrekar ( Being Gourav.com) IF YOU LIKE OUR VIDEO THEN SUBSCRIBE OUR CHANNEL. Visit our website http://beinggourav.com/ for PDF notes on this TOPIC. Like and Follow our Facebook page https://www.facebook.com/GouravManjrekarIndia/ Follow us on Google+ https://plus.google.com/115934070532739254719 Follow us on Instagram https://www.instagram.com/beinggourav/ 1. Replacement of items that deteriorate with time i.e. whose maintenance cost increases with time and value of money is constant during the period. Generally, the cost of maintenance and repair of certain items increases with time and a stage may come when these costs becomes so high that it is more economical to replace the item by a new one. Since both of these costs tend to increase with time, they are grouped while analyzing a problem. If these costs decrease or remain constant with time, the best policy is never to replace the item. However, this condition is hardly met in practice. Let us consider a simple situation which consists of minimizing the average annual cost of equipment whose maintenance cost is a function increasing with time and whose scrap value is constant. As the time value of money is not to be considered, the interest rate is zero and calculations can be based on average annual cost. Let C = the capital cost of a certain item. S = the scrap or resale value of an item. f(t) = running (operating and maintenance) cost of the item at time t n = number of years, the item is to be in use or replacement age of the item. ATCn = average total annual cost of the item. Here the period of time is considered as fixed and n, t take the values 1,2,3….then Total cost over this period is given by Total Cost = Capital cost − scrap value at the end of t years + running (maintenance) cost for t years TC = C− S+ ∑ 𝑓(𝑡) Now the average annual total cost on the item/equipment per year during n years ATCn = TC / n Replacement policy: Replace the item at the end of year in which average total cost is minimum.
Views: 8590 Gourav Manjrekar
Smartly's Time Value of Money Part 2 — EarningPotential
Hi Everyone, it's Christina from Smartly, and I’m so glad you’re on board for this second video in my 3 part Mini Class examining the time value of money. Let’s charge ahead and look at the second reason that a dollar today is worth more than a dollar in the future. Earning potential. If you open your wallet and take out a dollar, it may seem limp, small or ineffective, but in fact that dollar is packed with potential, because of what you could do with it. You could invest that dollar in the stock market, buying ownership in corporations which are increasing in value and paying dividends to their owners. Sounds good. You could also purchase raw materials which can be combined and transformed into something that can be sold for so much more than your original investment. Think about what Luc Tuymans spends on paint and canvas versus the sale price of his paintings. That’s quite a return! or You could invest in a piece of equipment allowing you to offer a service that would create regular income. A dollar today can be used to make money, a lot more money than is drained away by inflation. The value of a dollar today comes not only from having a dollar, but having the time to do something with it. With that logic, if you flip it around you can see that getting a dollar in the future deprives you of the ability to make the money you would have made with a dollar today. The time value of money essentially recognizes a quantifiable monetary value to time. No one can predict the future, but if you want to get an idea of what time has in store for your investments, the future value equation is the best place to start. Writing it out you can see how the present value of your money, otherwise known as the principle — the interest rate — which is the average annual amount you’ll make on your money — and amount of time you hold the investment for, interact. For example if you have $100, and you’re able to invest it with an average annual increase of 7%, after 10 years you’ll have $200 bucks! You can think of present value, interest, and time as three independent levers you can pull to change the outcome of your investment. If you look at each independently you can see that time is the most effective tool at your disposal. Keeping Time and Interest rate constant you can see that changing the present value will have a linear effect on your results. Increasing the interest will begin to curve the line of our results graph upward and gaining momentum for your investment And just by Increasing the time your principle is invested super charges your results and gives the biggest boost to your future value. Bottom line is : more time = more money. Why is this useful? Now, equipped with an understanding of Inflation and Earning potential, you can easily assess the opportunity cost of your decisions. For example, if you have a chunk of money lying around and a friends asks “Can I borrow that? I’ll pay you back in 2 years” you may trust your friend to get the money back to you but you’ll be handing over, not just your cash, but 2 years of potential earnings -- and your money will come back to you devalued by inflation. As an alternative you could use that money to buy yourself a pizza delivery drone! Giving you a new stream of income, and a valuable piece of equipment you could later sell. Which sounds like the better move now? If this still seems like your making an apples to oranges comparison, Don’t worry. There’s a simple trick to add numbers to your options so you can easily weight the opportunity cost of every financial decision. And I’ll show you how in the next video.
Views: 559 Smartly
How proper tire inflation can save you money, increase the value of your tires
Want to increase TPMS and tire sales? Help your customers understand how they can increase the life and value of their tires with proper tire inflation. 75% of roadside flats are caused by a slow leak or under inflation. Keep your customers educated about tire inflation with these 3 tips. 1. Check the placard, located on the door jamb, for the proper tire inflation of the vehicle. This helps customers understand what the proper tire inflation is for their vehicle. Proper inflation helps tire tread stay even and prevents tire blow-outs. 2. Stop by the shop for regular tire maintenance, such as a tire rotation and alignment. For example, for equal tire wear, tire rotations should be performed just about every oil change. 3. Continue to check your tire pressure, even with TPMS systems in place. The Tire Industry Association recommends drivers should check their tire pressure at least once a month. Keeping your customers educated is important to build trust and confidence in your shop. Then, when it is time that they have a TPMS MIL and they need their sensors replaced, or a tire replaced, they will trust your shop when the recommendations are made. Remember, education is key to make the sale. Stay tuned in the coming weeks as we explore deeper in the importance of tire inflation and maintenance. For more information about ATEQ TPMS tool solutions, please visit ateq-tpms.com.
Views: 121 ATEQ TPMS
Where to Spend Money to Increase Your Home’s Value
When you’re selling your home, there are many ways to add value in order to sell for top dollar. One of the best ways to spend your money is by finishing your basement with a bathroom and/or bedroom. This can be done pretty inexpensively, and adds a ton of value to your home. To learn more about how you can get more money for your home with this project, watch our latest video! http://www.homesearchwebsite.com/blog/how-increase-value-your-northern-virginia-home/ Steve Hawkins Samson Properties 6408 Grovedale Dr. #204 Alexandria, VA. 22315 703-909-3939 [email protected] When you want to sell your home for top dollar, and are looking for ways to greatly increase its value, look to your basement. Many people have a basement that they aren't using to its full potential. If you want to sell your home right now, when the market is healthy, you should consider installing a bathroom and/or bedroom in your basement. These are useful additions that greatly add to the value of your home. People are more inclined to buy homes with finished basements that include an extra bedroom and bathroom. If you want to do the remodel yourself, all you’ll have to pay for is the materials and fixtures. If you’re not quite that handy, we recommend hiring a professional to do the job. It will cost more, but the work will be professional and will still add value to your home. As for where to go to find a trusted handyman or plumber, we think that word of mouth recommendations are best. Ask around to friends, neighbors, and family to get some good candidates. A legitimate, professional serviceman should be able to demonstrate through their past clients that they do good work. The last thing you want here is sloppy work, which may actually decrease the value of your home. If you have any questions about this topic, or are looking to buy or sell a home, we would love to speak with you! We look forward to hearing from you soon!
Views: 84 Steve Hawkins
What makes Bitcoin and other CryptoCurrencies go up in value?
What makes Bitcoin and other CryptoCurrencies go up in value? Francis Hunt, stock market trader and educator comments. PLEASE LIKE AND SHARE THIS VIDEO SO WE CAN DO MORE! Is it hype, speculation or some real/virtual value? Is the Cryptocurrency rush we are experiencing like the .com bubble? Is it a bubble or are Cryptocurrencies here to stay? Do people use the currency for anything besides speculation? What makes Bitcoin go up in value? Bitcoin, Ethereum, Ripple and Litecoin collectively have around a ~$90 billion valuation. Can they really be worth this much? It is partly hype but it also supply and demand. I think we are in a transition and as a result there is a wall of money that needs to move in the crypto world. So are we experiencing a CryptoCurrency rush? I would avoid the word Bubble - there might be parallels with the Dot-Com but cryptocurrencies aren't going away in the long run. Yes
Views: 25964 UKspreadbetting
Inflation means an increase in the price level and consequently a fall in the value of money. Stable prices are a key macro-economic objective. Watch this short video.
Views: 11931 Economics Online
Playstation Plus Price Hike - Still Value for Money ???
PLAYSTATION PLUS PRICE HIKE - STILL VALUE FOR MONEY ??? - The cost of subscription service, Playstation Plus, is due to increase by 25% from the end of August in Europe. Is this service still value for money for you? Many thanks for Watching ! Comment, Rate and Subscribe for Updates !!! All Channel Videos, https://www.youtube.com/user/Njenkin/videos I'm also on Twitter - jenkin7NICK
Views: 164 Njenkin
Why stocks increase in value over the long term
Why stocks make money Here's another angle on my contention that stocks represent more than scraps of paper. When you buy a stock, you're buying part of a company. And everyone in this company is, for the most part, actively working to increase the value of your slice of the company. And this, I think, is one of the main reasons why stocks have outperformed bonds over time. Stock equity compared with home equity Think about it this way. When you buy a home, you put up some of your own money and you borrow the rest. Then you spend a lot of time trying to increase the value of your home's equity. You add improvements, fix up the inside, and make a lot of noise if someone tries to put a toxic waste dump in your backyard. You know that if something bad happens to the value of your home, you as the owner are going to eat the loss. The mortgage banker isn't going to decrease your mortgage just because something bad happened in your neighborhood. So you, as an owner, spend a lot of time and brain power trying to improve the value of your home. At the same time, you're doing all you can to cheat your mortgage banker. Bond (mortgage) holders enjoy little upside OK, maybe "cheat" is the wrong word, but what are you going to do the first time mortgage rates drop two points below your rate? You're going to refinance the mortgage and get out of your old, expensive mortgage. Of course you're not really cheating anyone because the mortgage banker knows what's going on, but I hope you see what I'm getting at. Bonds and mortgages are basically passive debt investments, while stocks and home ownership are active equity investments. As long as you've got company management who own a lot of stock, and thus have their interests aligned with stockholders, you should have a management team that is trying to protect your investment in the company's stock. How company management cheats bondholders On the other hand, that same management is trying to find ways to cheat the company's bondholders. But in this case, I don't think "cheat" is an exaggeration. In the 1980s debt holders really were cheated by managers who were looking to help the stockholders. The leveraged buyout of RJR Nabisco is a good example. By taking on additional debt, RJR Nabisco's managers could buy back the company's stock and gain control of the firm. Of course, this would hurt the current bondholders who would see their investment grade debt be downgraded to junk bond status. Bondholders know that managers often try to cheat them, so the bondholders try to come up with bond covenants that will prevent this. But as the RJR Nabisco bondholders found out, words on a piece of paper sometimes are little defense against managers who are actively trying to cheat you. Stocks beat inflation Finally, the threat of inflation is another reason to believe that over the long run, stock investments are better than bond investments. As I discuss in my tape on bond investing, inflation is the number one threat facing a bond investor. When you buy a bond, you exchange money today for a fixed amount of money tomorrow. But if the money you receive tomorrow has less value because of inflation, you'll get burned. But stocks don't face as big of a threat from inflation. When you buy a stock you're still exchanging money today for a stream of money in the future, but there's a key difference. The stream of money you'll receive in the future has the potential to grow. Assume you buy stock in an oil company, and then a few months later the price of all items, including oil, shoots up. As the price of oil increases, these increases should eventually benefit you as the oil company's earnings and dividends are increased. This is different from the bondholder whose interest payments won't be increased, unless he happens to hold inflation-indexed bonds. I hope you have at least some money in stocks So I hope I've convinced you to put at least some of your money into stocks because of their long-term potential for higher returns and because of their inflation protection. But remember to keep your money in a variety of assets. See my tapes on retirement planning and mutual funds for more help with asset allocation. In spite of the need for diversification, it seems like people are becoming too mesmerized with the recent good performance of stocks. I'm not sure where the American stock market is going, but I can't help but get a little cautious. The American stock market of the late 1990s is beginning to look a little like the Japanese stock market of the late 1980s. Copyright 1997 by David Luhman http://moneyhop.com/scripts/stocks/050-why-stocks-increase-in-value-over-the-long-term
Views: 787 MoneyHop.com
Money: The Evolution of Money and How It’s Value Is Determined (Part 2 Of 4)
Have you ever wondered how the value of the money in your wallet is determined? Random Walk ED is our attempt to equip everyone with essential knowledge on finance.Our goal is to educate most people on finance to the point where they might not need any professional advice. Random Walk Ed is created by Random Walk Investment and Financial Services. You could contact us if you need assistance with your finances or are looking to make investments. You can contact us at Website: http://www.rwifs.in/ Email: [email protected] Facebook: http://www.facebook.com/rwifs/ Twitter: http://twitter.com/RandomWalkED Support Random Walk ED on Patreon: http://www.patreon.com/randomwalked Carefree Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/
Views: 453 Random Walk ED
The Man-Made Money Cycle
I talk a lot about natural cycles that happen over and over again throughout history. They influence everything from climate to the economy to our health. But there are man-made cycles that we create ourselves … over and over again … and they cause financial booms … and financial busts. And honestly, we have to be the dumbest creatures on the Earth, because we don’t learn from the past. We just keep “booming” and “busting” in a predictable pattern. If you understand the man-made money cycle, you can beat the system, and stay prosperous in any economy. Governments and banks are the cause of this boom/bust cycle. They get together to create inflation and promote it as a good idea. Well, it’s good for them, not for us. What inflation does is devalue our money. For example, since 1913, the dollar has lost 96% of its value. That’s why everything seems to continually get more expensive. In actual fact, it’s our money that’s become almost worthless. It takes more dollars every year to buy that new car, for example. As time goes on, and inflation eats away at the value of the dollar, prices for products and services rise. But as prices rise (and our salaries don’t), we find it tougher and tougher to keep buying those new cars. So manufacturers figure out ways to reduce costs, by going off-shore for cheaper labour. Or they lower the quality of the parts that make the products. It happens in everything, even food, and this is why we’re so overweight and unhealthy. We’re eating food that’s been sweetened and degraded; that doesn’t have the nutrients it once had. It’s why kitchen appliances break down continually. It’s why the air bags in our cars are blowing up. While prices go up and quality goes down, your salary virtually stays the same. So you end up going further and further into debt to maintain your lifestyle. The bottom line is that inflation destroys our economy. It makes us poorer. Governments however, love inflation. Because when prices go up, the GDP goes up. That’s Gross Domestic Product. That’s like the government’s salary and assets—their net worth (actually, it’s our hard work as a population, but they get the credit for it). You know that when your salary goes up, when the value of your house goes up, the banks will lend you more money. It’s the same with governments. And they take full advantage of it. In fact they’ve borrowed so much money, all the G7 countries are bankrupt. Yup, there they are, and they all owe more money than they can ever pay back. On the one hand, “we the people” have had our money destroyed and are living off credit cards … and on the other, governments have mortgaged our future. And government debt is money we owe on top of our personal debt. How do you like our financial system so far? Eventually, when our money is almost worthless, the economy starts to falter. We’re so far in debt that we stop spending. So … to spur the economy, governments lower interest rates … they make money really cheap to borrow—and it works for a little while. It leads to people buying more homes and over-extending themselves. As a result, in Canada, we have the largest housing bubble in the world. Bubbles always burst and this one’s just about there. The end result?: A huge financial collapse and a major depression. This happens over and over again … we have a big depression every century. (show years) Each crash causes the value of money to reverse in value. We call it “deflation.” That’s what happened after the crash in the 1930s. It’s where our money increases in value. That’s actually a good thing for us, but governments hate it. Because government income goes down and debt becomes even more impossible to pay back. What does this mean for you? You want to be in cash. Cash is king- because cash increases in value. Prices of virtually everything will drop drastically. Your money will buy more products and services at cheaper prices. Prices of homes will drop up to 80%, for example. You don’t want to be in debt, because debt also increases in value and credit starts to dry up. Banks start to pull in loans. And you want to learn all you can about deflation. In the 1930s, great fortunes were made by people who understood the man-made money cycle. If you don’t, and you’re mortgaged to the hilt with an over-inflated home, or have other debts you can’t pay off, you could end up in financial hot water. But, if you play this right, it could be the biggest financial opportunity of your life.
Views: 2150 worldcyclesinstitute
The Future Value of Money - Cardone Zone
This offering is for VERIFIED ACCREDITED INVESTORS ONLY. *This is a solicitation of an indication of interest. No solicitation or acceptance of money or other consideration, nor of any commitment, binding or otherwise, from any person is permitted until qualification of the offering statement. $5,000 is NOT much money. Money goes where money knows, and people who hate money never have money. Broke people don’t have a target big enough, because to them 5K is a big amount...but the question is, how do you turn 5k into a million? If you had 5k and add $5,000 every year and earn 20% on it, you’ll have $1,125,000 dollars in 20 years. So how to get to 20% returns? If you have only 10% a year, you’ll have just 320k. If my real estate isn’t making 20% a year I make it when I sell the property. My deals make 20-30% and my bad deals make 15% when I sell them. Learn more at http://www.cardonecapital.com ---- ►Where to follow and listen to Uncle G: Instagram: https://www.instagram.com/grantcardone Facebook: https://www.facebook.com/grantcardonefan SnapChat: https://www.snapchat.com/add/grantcardone. Twitter: https://twitter.com/GrantCardone Website: http://www.grantcardonetv.com Advertising: http://grantcardonetv.com/brandyourself Products: http://www.grantcardone.com LinkedIn: https://www.linkedin.com/in/grantcardone/ iTunes: https://itunes.apple.com/us/podcast/cardone-zone/id825614458 ---- Thank you for watching this video—Please Share it. I like to read comments so please leave a comment and… ► Subscribe to My Channel: https://www.youtube.com/user/GrantCardone?sub_confirmation=1 -- Grant Cardone is a New York Times bestselling author, the #1 sales trainer in the world, and an internationally renowned speaker on leadership, real estate investing, entrepreneurship, social media, and finance. His 5 privately held companies have annual revenues exceeding $100 million. Forbes named Mr. Cardone #1 of the "25 Marketing Influencers to Watch in 2017". Grant’s straight-shooting viewpoints on the economy, the middle class, and business have made him a valuable resource for media seeking commentary and insights on real topics that matter. He regularly appears on Fox News, Fox Business, CNBC, and MSNBC, and writes for Forbes, Success Magazine, Business Insider, Entrepreneur.com, and the Huffington Post. He urges his followers and clients to make success their duty, responsibility, and obligation. He currently resides in South Florida with his wife and two daughters.
Views: 15531 Grant Cardone
Hello everyone, today we will be going over the steps on how to increase or maintain the value of your #investments aka your vehicles! Cars cost a whole lot of money, and just like any other investment there can be risk and loss involved. In this video were trying to see how we can eliminate that loss or at least minimize it! Differences between #wax, #sealants, and #coatings: https://www.youtube.com/watch?v=0jirnfOOmmk&t=321s How your car paint works: https://www.youtube.com/watch?v=dp5oSCyNSfM&t=370s
Views: 58 CarNewba Detailing
Best Value-For-Money Watches | Ultimate Guide
In this video i go through what i think are the best value for money watches all the way from $100-10000. Amazon links to some great watches: Seiko SARB017 Alpinist: https://amzn.to/2uFdner Seiko SARB033: https://amzn.to/2uANrR7 Seiko SARB035: https://amzn.to/2uGqn3g Seiko SARB065: https://amzn.to/2up2qhS Seiko SKX007: https://amzn.to/2zM47ek Seiko SKX009: https://amzn.to/2uHdE0y Seiko SKX013: https://amzn.to/2Lq9Zvf Seiko SNK809: https://amzn.to/2JtGkPN Orient Star Classic: https://amzn.to/2Lg3xdb Orient Ray II Black: https://amzn.to/2NT1tGB Orient Mako II: https://amzn.to/2ut4d5p Orient Bambino Cream: https://amzn.to/2JsvpFS Orient Bambino Blue: https://amzn.to/2Jt3I01 Hamilton Khaki Field Auto: https://amzn.to/2urRaRQ Hamilton Khaki Field Mechanical: https://amzn.to/2ur2y0h Hamilton Intra-Matic Black: https://amzn.to/2Jsx9Pq Hamilton Intra-Matic Silver: https://amzn.to/2JsOSpX Zodiac Sea Wolf: https://amzn.to/2uy0nrV Citizen NH8350 Blue: https://amzn.to/2zQe8Y2 Sailcloth Straps: https://www.iwantastrap.com/ Use GAW10 for 10% off when buying 2 straps $100-200 citizen nh8350 Orient bambino gen 2 TISELL 9015-A Antique Seiko skx009 Around $500 Seiko Sarb017 Hamilton intramatic SEIKO SARW009 Hamilton Khaki field Under 1000 Steinhart Ocean 500 CW C9 5 Day Automatic SEIKO AUTOMATIC PRESAGE SARW027 Frederique constant slimline 1000-1500 C1 Grand Malvern Power Reserve sinn 556 sin 104 frederique constant slimline moonphase 2000-4000 Tudor Black Bay Omega Speedmaster Pro Junghans MEISTER CALENDAR Seiko MM300 5000-10000 Omega Speedmaster xxxx Side of the moon JLC Ultra thin moon Grand Seiko GMT Hi-Beat 36000 Automatic SBGJ001 Frederique Constant Slimline Perpetual Calendar Music: www.bensound.com All pictures are not mine so credit goes to those who took them. To contact me please email: [email protected]
Views: 393648 GreatAffordableWatches
The Real Value of Money
Many of us allow ourselves to be defined by how much money we have or don't have. But the real value of money is something else entirely. HOW TO KNOW WHO YOU REALLY ARE We all think we know ourselves well, but psychological studies show otherwise. In fact, most of us are somewhat deluded about ourselves. I put together a 22-page ebook explaining how we can come to know ourselves better. Check it out: http://mrk.mn/2yBv0R4 Originally published on markmanson.net at: http://mrk.mn/2y3puq1
Views: 985 Mark Manson

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