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Search results “Investment function in banks” for the 2014
Treasury at Barclays Alykhan Somji shares his experiences
 
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Treasury manages the bank's overall balance-sheet, capital and liquidity position, and so that involves overseeing all of the bank's businesses from training and structuring in the investment bank, to deposit taking and lending in the retail and commercial banks. "I found the atmosphere exciting and fast-paced"
How Banks Function
 
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✅ SUBSCRIBE: https://goo.gl/tYpMcp 👍 Visit our website for help on any subject or test! https://goo.gl/AsjYfS Gain a better understanding of how banks function. Know how the loaning system works and when they are not allowed to give out loans. Mometrix Academy is the world's most comprehensive test preparation company. This channel will provide you with videos that will help you learn about many different subjects. ►Mometrix Homepage: http://www.mometrix.com ►Academy Homepage: https://www.mometrix.com/academy/ ►Mometrix Flashcards: http://www.flashcardsecrets.com/ ►Follow Mometrix Academy on Pinterest: https://www.pinterest.com/mometrixacademy/ ►Mometrix Test Preparation Academy: http://goo.gl/1A9qj7 ►Visit: http://www.mometrix.com/academy/how-banks-function/ Economics: ►Basics of Market Economy https://youtu.be/SSByXm6QNx8 ►Forms of Economics https://youtu.be/IDdjLWtIcPQ ►Gross Domestic Product https://youtu.be/5mO72VfvMSs ►Classification of Markets https://youtu.be/ob9ELjMcdIE ►Market Failure https://youtu.be/HuKqLKkDWxQ ►Market Forms https://youtu.be/K7-Mx-fqlI0 ►Marketing Plan https://youtu.be/5Pcgf6STRhg ►Microeconomics and Macroeconomics https://youtu.be/1q3aumgk4Vw ►Modes of Operation https://youtu.be/6v64TNlxCWU ►Opportunity Cost https://youtu.be/MohixwTFua0
Views: 2930 Mometrix Academy
Merchant Banking vs Investment Banking - Investment Banking by eduCBA
 
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For full text article go to : https://www.educba.com/merchant-banking-vs-investment-banking/ Learn the differences between Merchant Banking vs Investment Banking, its roles and responsibilities and how each one is related to the capital markets in domestic and global arena.
Views: 5243 eduCBA
How Does a Bank Work, and Why Do Banks Make So Much Money?
 
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How does a bank work? How do banks make so much money? Watch our easy illustrated explanation. Let us imagine, you have $10,000, and you don`t need it right now. And Sabrina wants to buy a car, but she has no money. Well, here is a solution for both of you. BANK! You deposit your 10 thousands in the bank. And the bank gives you interest of 5%. It takes your money, transfor it into loans, and give other people to buy a house, or an auto. The secret is: loat rate is higher than deposit rates. Car loan interest rate for Sabrina is 8 percent. 8% - 5% = 3%: this is how banks make money. Other income sources of banks: ATM fees, overdraft fees, late payments fees, penalty fees, interchange fees. $10,00 - $10,500 = $300 - this is how the bank used your money to make profit ($300).
Views: 81593 Joyful Investor
The role of banks in the economy (February 2013)
 
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In the series „A Cup of Coffee with Rainer Münz" our expert explains economic and financial terms and topics.
Views: 6855 Erste Group
BPI Investment Funds 15s TVC 2014 [Official]
 
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Start your investment today, talk to our Investment Counselors about the right investment for you http://bit.ly/OXLmb0 Ten thousand lang to start. We'll guide you in making that money grow. When you change the way you think about money, You can get the best out of life. Make the Best Happen. BPI.
Bank of America Merrill Lynch Global Corporate Banking Analyst
 
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Kathryn Larin talks about her experience as an Analyst within Global Corporate & Investment Banking at Bank of America Merrill Lynch
Views: 20099 Bank of America
The Financial Sector - Macroeconomics 4.1
 
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I explain the key terms of the financial sector, including: assets, liabilities, loans, bonds, stocks, and interest rates. Next video: 3 Functions of Money https://www.youtube.com/watch?v=3PP2j60LvjU Unit Playlist: https://www.youtube.com/playlist?list=PLD7C33AB80B405B9A
Views: 117436 Jacob Clifford
Basel III in 10 minutes
 
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This video explains Basel III capital requirement Vs Basel II For more information about Basel III please visit our full course https://www.udemy.com/credit-risk-management/#/
Views: 122493 Finance Club
Quick Minute Tip: Commercial Banking
 
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Melanie talks about setting up multiple accounts with various banks to set up a good commercial reputation for investment lending.
Financial Intermediaries
 
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Views: 20691 MagisterBreen
How did banks develop? A short history of the banking industry. (February 2013)
 
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In the series „A Cup of Coffee with Rainer Münz" our expert explains economic and financial terms and topics.
Views: 6134 Erste Group
Proposed Changes To The Basel Securitization Framework Could Reduce Bank Investment
 
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In December 2013, the Basel Committee on Banking Supervision launched a second consultation on proposed revisions to its securitization framework. In this CreditMatters TV segment, Associate Director, Mark Boyce discusses what the proposals mean for the European securitization market.
Views: 135 SPTVbroadcast
From Bad Investments to Capital Requirements - How safe are Europe's banks? | Made in Germany
 
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According to Sascha Steffen, Professor at the European School of Management and Technology (ESMT), toxic assets and failed investments are threatening the security of European banks. We speak with him about the risks facing European lenders and about the currency upheavals in emerging markets. More: http://www.dw.de/made-in-germany-the-business-magazine-2014-02-11/e-17376989-9798
Views: 491 DW English
Different between of function the Commercial Banks, and Central Bank
 
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Hello Everybody. and Good Day to all of you, This is a part of my presentation for my assignment Principles of Economic. I have to talk about Difference between the function of Commercial Bank and Central Bank I am from University of Kuala Lumpur Business School,My pleasure need all of you that watch my video for likes my video. This is my assignment that my lecturer give up to ours to get a 200 likes. Thank you. I hopes all of you give some of the cooperation to likes my video. #my english is not very well. sorry
Views: 1194 Fatini Zahra
Differentiate between the Functions of Commercial Bank & Central Bank
 
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Hello! Pls help me to get 200 likes for my Video Presentation Assignment for Economics subject! Thank you!
Views: 992 Shep Julcie
Money in the modern economy: an introduction - Quarterly Bulletin article
 
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For the Bulletin article introducing money in the modern economy, see: http://www.bankofengland.co.uk/publications/Documents/quarterlybulletin/2014/qb14q1prereleasemoneyintro.pdf Filmed by James Oxley
Views: 43004 Bank of England
DIFFERENTIATE BETWEEN THE FUNCTION OF COMMERCIAL BANK AND CENTRAL BANK
 
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This is my first video actually for my second assignment under Principle of Economic subject in my semester one,please likes my video after watching.Thanks you ;D
Views: 378 shafikah aziz
Investing for Beginners 01: Gold Silver Platinum
 
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INVESTING 101: Gold Silver Platinum The value of gold is determined by the market 24 hours a day, nearly seven days a week. Gold trades predominantly as a function of sentiment; its price is less affected by the laws of supply and demand. This is because new mine supply is vastly outweighed by the sheer size of above-ground, hoarded gold. To put it simply, when the hoarders feel like selling, the price drops. When they want to buy, new supply is quickly absorbed and the gold prices are driven higher. Several factors account for an increased desire to hoard the yellow metal: Systemic Financial Concerns When banks and money are perceived as unstable and/or political stability is questionable, gold has often been sought as a safe store of value. Inflation When real rates of return in the equity, bond or real estate markets are negative, people regularly flock to gold as an asset that will maintain its value. War or Political Crises War and political upheaval have always sent people into gold-hoarding mode. An entire lifetime's worth of savings can be made portable and stored until it needs to be traded for foodstuffs, shelter or safe passage to a less dangerous destination. The Silver Bullet Unlike gold, the price of silver swings between its perceived role as a store of value and its very tangible role as an industrial metal. For this reason, price fluctuations in the silver market are more volatile than gold. So, while silver will trade roughly in line with gold as an item to be hoarded (investment demand), the industrial supply/demand equation for the metal exerts an equally strong influence on price. That equation has always fluctuated with new innovations, including: Silver's once predominant role in the photography industry (silver-based photographic film), which was been eclipsed by the advent of the digital camera. The rise of a vast middle class in the emerging market economies of the East, which created an explosive demand for electrical appliances, medical products and other industrial items that require silver inputs. From bearings to electrical connections, silver's properties made it a desired commodity. Silver's use in batteries, superconductor applications and microcircuit markets. It's unclear whether (or to what extent) these developments will affect overall noninvestment demand for silver. One fact remains; silver's price is affected by its applications and is not just used in fashion or as a store of value. Music by Kevin MacLeod "Decline" Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ http://incompetech.com/music/royalty-free/licenses/ Intro by: Laurent Caccia http://www.youtube.com/laurentcaccia
Views: 912 Shakaama
Types of financial markets and their functions (August 2013)
 
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In the series „A Cup of Coffee with Rainer Münz" our expert explains economic and financial terms and topics.
Views: 6365 Erste Group
The Money Market- Macroeconomics 4.6
 
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In this video I explain the money market graph with the the demand and supply of money. The graph is used to show the idea of monetary policy and how changing the money supply effects interest rates. Thanks for watching. Please subscribe Macroeconomics Videos https://www.youtube.com/watch?v=XnFv3d8qllI Microeconomics Videos https://www.youtube.com/watch?v=swnoF533C_c Watch Econmovies https://www.youtube.com/playlist?list=PL1oDmcs0xTD9Aig5cP8_R1gzq-mQHgcAH Follow me on Twitter https://twitter.com/acdcleadership
Views: 304510 Jacob Clifford
universal banking
 
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The video describes the activities of a universal bank - combining commercial banking, investment banking, asset management and custody
Views: 5659 www.wainman.net
The Differences between the function of central bank and commercial bank.
 
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The Differences between the function of central bank and commercial bank. How does commercial bank create credit? We hope this information can help and please like the video as well. :)
Views: 1903 Ieqa Kamal
Claritas Investment Certificate
 
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Learn more about the new, globally relevant qualification launched by the CFA Institute. Rob Thakur, Head of Professional Qualification at Fitch Learning, talks about Claritas, syllabus content, it's benefits and who it is relevant for. For more information, please visit www.fitchlearning.com
Views: 2269 Fitch Learning
Treasury management
 
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Treasury management (or treasury operations) includes management of an enterprise's holdings, with the ultimate goal of maximizing the firm's liquidity and mitigating its operational, financial and reputational risk. Treasury Management includes a firm's collections, disbursements, concentration, investment and funding activities. In larger firms, it may also include trading in bonds, currencies, financial derivatives and the associated financial risk management. Most banks have whole departments devoted to treasury management and supporting their clients' needs in this area. Until recently, large banks had the stronghold on the provision of treasury management products and services. However, smaller banks are increasingly launching and/or expanding their treasury management functions and offerings, because of the market opportunity afforded by the recent economic environment (with banks of all sizes focusing on the clients they serve best), availability of (recently displaced) highly seasoned treasury management professionals, access to industry standard, third-party technology providers' products and services tiered according to the needs of smaller clients, and investment in education and other best practices. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 7452 Audiopedia
Comarch Smart Finance - Re-think your banking (FULL MOVIE)
 
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Learn more about the latest trends and innovative technologies regarding mobile banking, personal finance management, investment advisory and cloud services. Find out how smart it is on smartfinance.comarch.com
Views: 4015 Comarch Finance
Circular Flow of Income. How the different components of an economy interact.
 
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Transcript: 1 In macroeconomics, we study the economy of one country. 2 Then try to understand how 2 countries interact and trade. 3 And hopefully, understand the global economy. 4 So today, we are going to study the circular flow of income. 5 Let’s make things really simple. 5 Imagine we are alone on an isolated island. There’s no government, no trade, no savings. I told you, it's simple! 6 There’s only firms and households. (2-sector economy: firms + households (closed economy)) 7 Firms provide households with goods and services. 7 Out of thin air? 7 Nah.. 8 Firms gotta get factors of production from households. 8 It can be labor, land, capital or… 8 Face it. Some of us in households are going to be entrepreneurs. (For more information on factors of production: check out this video) 8 So…entrepreneurship. 9 For free? You wish! 9 We don’t get freebies from firms. 9 We don’t provide labor for free either. 10 So there’s money flowing in the opposite direction. 11 Households gotta pay firms for the goods they get. 12 Firms also gotta pay households in the form of wages, rents, interests or profits. 12 But this is a little weird. 12 We don’t spend everything we earn in real life. 13 So let’s add savings. 13 Savings is money we don’t spend. 13 So there’s money flowing out. 14 Hey, savings don’t just sit in banks… 14 Banks invest in firms by lending to them. 14 Cos firms need money to buy capital equipment or cover other costs of production. 14 So there's investments flowing into the economy. 14 Bravo! Awesome! 14 But this is a little too simplified. 15 Let’s add government. (3 sector economy: firms + households + government) 15 Government buys stuff as well. 15 So there’s money flowing in. 16 Government gets money from taxes. 16 Taxes. So there’s money flowing out. 16 Cos for the money we’re paying as taxes, we cannoyt spend it. 17 Lastly, countries interact with one another. 17 Imagine this is an American economy. 18 Let’s add trade. (4 sector economy: firms + households + government + foreign sector) 18 America imports stuff. 18 For example, America can import shoes from China. 18 Shoes flow from China into America. 19 And money spent on imports flows out of America into China. 19 America exports too. 19 America can produce software 19 and export it to foreigners, 20 Money then flows from foreign countries into America. 20 This is America's export earnings. 21 Investments, Government Spending and Export earnings are called Injections. 21 Cos money is flowing in. 22 Savings, taxes and import spending are called leakages or withdrawals. 22 Cos money leaks out of the system. And hey, injections and leakages are sort of related. Investments come from savings. Government spending comes from taxes. America makes money from foreigners by exporting. But foreigners also make money from America when America imports. Wow…no wonder it's Circular Flow of Income It tells us roughly how an economy functions. 23 How do we measure the size of an economy then? 24 By measuring Gross Domestic Product or GDP. 24 GDP is the total value of all final goods and services produced within the borders of a country during a given period. 25 Why must it be FINAL goods and services? (Hint: it's in the next video) 26 If you like this video, remember to like and subscribe. 27 Next up: Measuring GDP: Output Approach _______________________________________________ How does an economy function? Look at the Circular Flow of Income. Who are the major players in an economy? In order of increasing complexity, there are: 2-sector economy: households + firms 3-sector economy: households + firms + government 4-sector economy: households + firms + government + foreign sector There are real goods and services flowing in one direction in the circular flow of income and money flowing in the opposite direction. When money flowing to the country, it's called injections. When money flows out, it's called withdrawals or leakages. Injections consist of government spending, investments and exports. Leakages or withdrawals include imports, taxes and savings. Injections and leakages/withdrawals are related to each other. This is because government spending comes from tax revenues and investments, at least the local component, come from savings. That said, investments can flow from foreign countries in the form of foreign direct investments (FDI). Lastly, while money can flow from foreign countries when we export overseas, money also leaks out of the country because we import. Important definitions: Gross Domestic Product or GDP is the total value of all final goods and services produced within the borders of a country during a given period. Use flashcards to remember these definitions in economics: http://www.memrise.com/course/461808/economics-101/
Views: 109667 Economics Mafia
Experience the world of Compliance at Barclays
 
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"Compliance is really raising its profile and evolving its role, and inherent to that are a number of challenges which make it exciting and ever-changing." To me, compliance is absolutely at the heart of the Barclays strategy. At the heart of any successful institution there will be a strong compliance function. Historically, people have thought compliance was about complying with rules laid down by the external world, by the regulators, but actually it's not about that, it's about encouraging and helping everyone in an organisation to work to the values and the framework and the goals of that organisation.
bank teller job description
 
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A bank teller is also known by the term "cashier", and he is the person who fills the position at the counter in a bank and deals directly with customers.For more information about Bank Teller Job Description Visit- http://jobdescriptionsguru.com/bank-teller-job-description/
Views: 8742 jobdescriptions guru
Interest Rate Theory - Accumulation
 
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In this video we discuss how to calculate an account value that has been accumulated with interest. We show how the compounding principle can greatly increase the rate at which an account can grow over time.
Views: 1589 CSULA Finance
Bank versus Credit Union: What is Better for Real Estate Investors?
 
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http://www.revnyou.com What is a better choice as a real estate investor? A credit union with great service or a major bank with more technology? Julie answers this question and a whole lot more around your banking choices as a real estate investor.
Basel III: New Regulatory Requirements
 
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Basel III: New Regulatory Requirements: http://www.londonfs.com/programmes/Basel-III-new-regulatory-requirements/Overview/ Dr William Allen talks about the evolution of banking regulation from the early days of derregulation in the mid-1970s until the recent Basel III rules and its impact in current financial markets. Allen explains some of the key areas of focus of recent regulations, identify critical aspects of its implementation and provides some insights into how financial institutions can adapt to a new environment characterized by increased capital constrains.
How Does BitCoin Work?
 
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If money is only valuable when we believe in it, how much is a BitCoin actually worth? Jonathan explains the virtual currency as well as how to mine it and the risks involved in investing. Whether the topic is popcorn or particle physics, you can count on the HowStuffWorks team to explore - and explain - the everyday science in the world around us on BrainStuff. Download the New TestTube iOS app! http://testu.be/1ndmmMq Watch More BrainStuff on TestTube http://testtube.com/brainstuff Subscribe Now! http://www.youtube.com/subscription_center?add_user=brainstuffshow Watch More http://www.youtube.com/BrainStuffShow Twitter http://twitter.com/BrainStuffHSW Facebook http://facebook.com/BrainStuff Google+ http://gplus.to/BrainStuff
Capital Adequacy Ratio Explained
 
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Two Minutes Concept Series gives you a clear understanding of all important concepts of Financial Markets, Macroeconomics, Investments, Public Finance and Central Bank Policies
Views: 18263 Zephyr FP
Equity Investments, Part 2: Net Income and Dividends
 
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In this lesson, you'll learn how to reflect Net Income and Dividends from Equity Investments - also known as Associate Companies or Investments in Equity Interests or Partially Owned Subsidiaries, among other names. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Once again, we'll use Liberty Media's acquisition of 27% of Charter Communications for the case study here. According to accounting rules (under both US GAAP and IFRS), when a parent company owns between 20% and 50% of another company and exerts "significant influence" (among other rules), it is required to apply the "Equity Method of Accounting for Investments." This means that the ownership in this other company is recorded as an Asset on the Balance Sheet, and that: 1. On the Income Statement, the parent company (Liberty Media) must ADD its percent ownership * Charter Communication's Net Income at the bottom. 2. On the Cash Flow Statement, the parent company then SUBTRACTS that portion of the Net Income... because it's non-cash. Why? Think of it like this: if you buy stock in a company and the company earns Net Income, do you physically receive that Net Income in cash? No! You only get cash if the company chooses to issue some of that Net Income in the form of Dividends... and it's exactly the same here. If the other company has recorded a Net Loss, then you'd just record % Ownership * Net Loss on the Income Statement, making Net Income at the bottom lower... and then add back that number on the CFS. 3. Then, you ADD the parent company's portion of dividends received from the other, partially owned company. Why? Because the parent company actually DOES receive those dividends in cash, so they SHOULD increase its cash balance. So you record Other Company's Dividends Issued * % Ownership as an addition on the Cash Flow Statement. As a result of all this, cash at the bottom of the CFS increases by the portion of dividends the parent company receives from the other company. 4. Finally, on the Balance Sheet: Here, you just ADD the portion of Net Income from the other company, and SUBTRACT the portion of Dividends to the Equity Investment line item. Example: You own 30% of another company. The Investments in Equity Interests line item is $1,000 currently. The other company records $100 in Net Income and issues $20 in dividends. Therefore, Investments in Equity Interests increases by $100 * 30%, or $30, and decreases by $20 * 30%, or $6, so overall it goes up by $24. If you had a Net Loss from the other company, that would cause this line item to decrease instead. This line item is sort of like a "mini-Shareholders' Equity" but for 20% to 50%-owned companies. There's probably an official accounting explanation somewhere, but that's how I think of this concept. Up Next In Part 3 of this series, we'll walk through what happens when Liberty Media increases its ownership in Charter. And then in Part 4, we'll walk through what happens when Liberty Media sells its ownership in Charter and no longer owns any stake in the company.
How to Create the Football Field Chart in Investment Banking Valuations
 
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In this Football Field Chart lesson, you'll learn how to create the infamous chart in investment banking. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" You will also learn how you can use it to assess and compare different valuation methodologies. While it may take some time to *format* the chart, the actual creation of the chart itself isn't too complicated... IF you know the proper tricks to make the process easier. Table of Contents: 2:02 Setting Up the Graph 4:51 Creating and Formatting the Graph 7:52 Interpreting the Graph 12:03 Recap and Summary 1. Setting Up the Graph First, link in the name for each methodology along with the Min, 25th Percentile, Median, 75th Percentile, and Max. Trick: Need to flip this and display them in the reverse order because of how Excel charts and graphs work… so input numbers in the leftmost column and sort by that column to do this quickly. Then, calculate the distance between each point on the right-hand side. "Trick" here is that each bar in the chart will be the length between one point and the next point - NOT that bar's absolute value! 2. Creating and Formatting the Graph Create a Stacked Bar Chart in Excel, with this data range selected, and then start formatting… we're skipping much of this here in the interest of time, and because it's covered in the Excel course in the graph/chart lessons there. Typically, you hide everything below the "Min" point, and you may also hide the Min to 25th and 75th to Max ranges depending on the #s… definitely the case if there are outliers, as there are here. You could also add a legend, axis titles, better labels, text labels of the indicative range of multiples and the company's figures on the right-hand side, and so on - depends on time available and how annoying your bosses want to be. 3. Interpreting the Graph VERY strange results here - first off, Precedent Transactions typically give higher values than Public Comps… ...but it's the reverse here, possibly because the market has radically shifted in the past ~1 year as multiples have soared. P / E and EV / Revenue multiples seem to indicate that the company is appropriately valued if you go by the median to 75th percentile range of the set (which may be appropriate here, given JAZZ's higher growth and margins vs. the comps). …and EV / EBITDA multiples indicate that the company may be undervalued substantially, even if you look at only the median of each set. The M&A comps and multiples may not even be that meaningful because of the problem we cited above - but it would be interesting to look at *premiums paid* for each company in addition to the standard multiples, because premiums often tell a different and more useful story. The DCF gives a much higher value than other methodologies, but this is not unusual because our view differs the MOST strongly from consensus estimates far into the future - so if we were analyzing this as a potential investment, the DCF would arguably be the most meaningful methodology here. On the other hand, if we did NOT put much time/effort into the DCF, then it might be the least meaningful of our methodologies here. Also, the much lower tax rate is more of a factor in the DCF… got tax inversions? Jazz Pharma is incorporated in Ireland, so its ~18% effective tax rate might be a huge draw for potential acquirers.
Types of Banking
 
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In this video the basics of the various aspects pertaining to the types of bank accounts that are on offer is covered. We look at the advantages and disadvantages of each type.
Views: 1588 Mindset Learn
What is a Central Bank?
 
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Every country has a central bank, in the U.S. it is the Federal Reserve, in the UK it is the Bank of England and for Europe it is The European Central Bank. The primary function of a central bank is to manage the nation's money supply, through active duties such as managing interest rates, setting the reserve requirement, and acting as a lender of last resort to the banking sector during times of bank insolvency or financial crisis. By Barry Norman, Investors Trading Academy.
Excel - Circular References
 
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In this tutorial, you'll learn how and why circular references come up in Excel and what to do about them when you see them. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" What are circular references? They crop up when a cell's INPUT depends on a cell's OUTPUT - meaning that Excel runs in an endless loop! Most common example: Interest expense on debt. Question: How do you calculate interest expense, anyway? Should you use the beginning balance each year, the ending balance, or the average balance? The beginning balance is OK... but you have a problem if you use the ending or average balance. PROBLEM: Then, the interest expense depends on how much debt is repaid in a given year... ...but the amount of debt repaid in a given year also depends on the interest expense! So Excel doesn't know what to do and can never calculate the number. Why bother calculating interest this way? Mostly to be more accurate - better to use the average debt balance over the course of the year because that's closer to what the company actually pays. How do you get around this calculation problem? Easiest solution: Just check "Enable Iterative Calculations" under the Options menu (Formulas) (Alt + T + O on PC or CMD + , on Mac) Better Solution: Build in the option to use the average debt balance or the beginning debt balance. Some groups / firms / industries won't even accept financial models that include circular references - so if you do it this way, you can remove circular references more easily later on. To build in this option, create an input cell that only allows a 1 or 0. Then, in the interest expense formulas, use the average debt balance if that input cell is set to "1" and use the beginning debt balance if it's set to "0" and circular references are therefore disabled. You can check this by looking for the "Calculate" label in the bottom-left window of Excel. It should be displayed if circular references are enabled, but it should NOT be there if circular references are disabled. MENTIONED RESOURCES http://youtube-breakingintowallstreet-com.s3.amazonaws.com/JCG-LBO-Model-Circular-References.xlsx
Future of Risk Management in Banking: steps for every bank to reduce risk. Futurist keynote speaker
 
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How to cut risks in Banking. Keynote speaker Patrick Dixon - lecture at a Wolters Kluwer client event. Why the greatest risk for any bank is institutional blindness; how to anticipate future risks and turn risks into opportunities rather than just threats. Underlying reasons for the sub-prime crisis and lessons that must be learnt to prevent similar events in future. Why banking risks can change faster than you can hold a board meeting - agility in risk management.
Bullionvault Scam - Is It True
 
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Get Free Gold Investment Kit: http://2by.us/gold Precious metals vaults used to be reserved for corporate clients (precious metals dealers, funds and banks). By introducing partial ownership of standard gold bars (allocated gold), BullionVault and GoldMoney have extended this possibility to individuals. Bulk transactions result in low spread, low commission and low storage fees, making allocated gold one of the most affordable types of gold ownership. BullionVault and GoldMoney review BullionVault and GoldMoney, each storing an equivalent of 2 billion dollars (that's over 30 tonnes of gold bars each) as of Q1/2013, are the market leading gold storage institutes. It's no surprise that in times of electronic banking, they bet on the web as their only sales channel and quickly became the market leaders. BullionVault and GoldMoney function like an online bank: every transaction has to be submitted through their secure website. If you want to store gold in their vaults, you are only allowed to buy it from them. But thanks to automated processes and very low personnel cost, the rates are much cheaper than if you were buying coins or bars from traditional dealers. The main trick is that they only sell one type of gold: the standard London Bullion Market Association approved "Good Delivery" bars, or shares thereof. This makes the automated purchase process simple and cost-effective. Clients become partial owners of these bars (unless they can afford a full bar). We mentioned the similarity these precious metals custodians have to online banks. But the online interface for placing orders is where the similarity with banks ends. A bank (any bank, also a traditional one), is somewhat of a black box: as a client, you don't know what fraction of deposits is lent out at a given moment ("fractional reserve banking"), how many loans are likely bad (even banks don't know this—if they did, they would never need to be bailed out), and how much speculating is going on in the investment banking department. BullionVault and GoldMoney stick to their core business: selling and storing your gold. Their only income is the sales commission and the monthly custody fee for gold storage. No loans, no investments, all gold remains 100% in the vault. And, of course, the gold is insured. Unlike with bank deposits, which are insured only up to the sum guaranteed by the government, the coverage of your gold is full. Not surprisingly, it is much cheaper to insure gold in an ultra-secure vault than to insure a bank that lends out its deposits and has an investment banking branch. More Resource: http://silvergolddaily.com/ Gold: http://en.wikipedia.org/wiki/Gold Silver: http://en.wikipedia.org/wiki/Silver IRA Account: http://en.wikipedia.org/wiki/Individual_retirement_account Gold Backed IRA: http://en.wikipedia.org/wiki/Gold_IRA silver gold "gold ira" "gold ira rollover" "buying gold" "how to invest in gold" "jim Sinclair" "laura ingraham" bullionvault "bullion vault" "gold bullion" "why buy gold" "gold investment" "invest in gold" "glenn beck" "investing in gold" "gold stocks" "gold investment news" "gold investing" "how to buy gold bars" "rush limbaugh"
Views: 689 Gold Investment
Non-bank financial institution
 
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A non-bank financial institution (NBFI) is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency. NBFIs facilitate bank-related financial services, such as investment, risk pooling, contractual savings, and market brokering. Examples of these include insurance firms, pawn shops, cashier's check issuers, check cashing locations, payday lending, currency exchanges, and microloan organizations. Alan Greenspan has identified the role of NBFIs in strengthening an economy, as they provide "multiple alternatives to transform an economy's savings into capital investment [which] act as backup facilities should the primary form of intermediation fail." This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 13409 Audiopedia
What banks do not tell you
 
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http://www.alphaomegawest.com The Infinite Banking Concept (IBC) is a process (not a product) that gives you the ability to: • control your own capital • use and recycle your own money • collect interest on the things you finance (homes, vacations, college, business equipment and cars) instead of paying it out to banks or finance companies • create a legacy without giving up present use and liquidity • create your own depository for use by present and future generations. Commercial banks have been using elements of this process for over 200 years. We can show you how to benefit from the advantages of privatized banking (i.e. safe and sound savings, asset protection, business uses and more) while minimizing the pitfalls of commercial banking (like fractional banking, excess debt and various tax traps). As your own banker, you control the banking function for your life, family and business. Some of its uses: 1. Pay off all outside debt 2. Recapture that debt back into your own Family System 3. Recapture principal, interest and growth so that it is under your control for future re-use. This presentation is based on the book, Becoming Your Own Banker - The Infinite Banking Concept by R. Nelson Nash. This concept utilizes certain whole life insurance products. The UNIFI Companies (Ameritas Life Insurance Corp., Acacia Life Insurance Company and The Union Central Life Insurance Company) are not affiliated with the author and do not endorse the concept. The UNIFI Companies, its agents, and representatives are not authorized to give legal or tax advice. Before determining whether the Infinite Banking Concept is appropriate for you, please consult with your own Attorney or CPA. We also recommend that you read the book and share it with your advisor prior to making any decisions involving the Infinite Banking Concept.
Views: 311 Joe Pantozzi
Business Plan Presentation - How to write a business plan for investors
 
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http://www.evancarmichael.com/support/ - SUPPORT ME :) Like this video? Please give it a thumbs up below and/or leave a comment - Thank you!!! Help me caption & translate this video! http://www.amara.org/en/profiles/videos/Evan%20Carmichael/ "hello Evan, i am a new subscriber :) i am a recent graduate with a great business idea for a home made cosmetics company. But my major wasn't business and i am having difficulty putting together a business plan, do you have a generic template for a professional business plan? or know a reputable site i could get one? thank you beeauty boxx"
Views: 50767 Evan Carmichael