Search results “Investment function in banks” for the 2014
Treasury at Barclays Alykhan Somji shares his experiences
Treasury manages the bank's overall balance-sheet, capital and liquidity position, and so that involves overseeing all of the bank's businesses from training and structuring in the investment bank, to deposit taking and lending in the retail and commercial banks. "I found the atmosphere exciting and fast-paced"
Money in the modern economy: an introduction - Quarterly Bulletin article
For the Bulletin article introducing money in the modern economy, see: http://www.bankofengland.co.uk/publications/Documents/quarterlybulletin/2014/qb14q1prereleasemoneyintro.pdf Filmed by James Oxley
Views: 43760 Bank of England
The Money Market- Macroeconomics 4.6
In this video I explain the money market graph with the the demand and supply of money. The graph is used to show the idea of monetary policy and how changing the money supply effects interest rates. Thanks for watching. Please subscribe Macroeconomics Videos https://www.youtube.com/watch?v=XnFv3d8qllI Microeconomics Videos https://www.youtube.com/watch?v=swnoF533C_c Watch Econmovies https://www.youtube.com/playlist?list=PL1oDmcs0xTD9Aig5cP8_R1gzq-mQHgcAH Follow me on Twitter https://twitter.com/acdcleadership
Views: 332499 Jacob Clifford
The Financial Sector - Macroeconomics 4.1
I explain the key terms of the financial sector, including: assets, liabilities, loans, bonds, stocks, and interest rates. Next video: 3 Functions of Money https://www.youtube.com/watch?v=3PP2j60LvjU Unit Playlist: https://www.youtube.com/playlist?list=PLD7C33AB80B405B9A
Views: 125934 Jacob Clifford
Risk management in banks
For more information : https://www.educba.com/risk-management-in-banks/ In this VIdeo how risk management in banks is an important concept, what type of risks banks faces and how they curb it through risk management model is described
Views: 79804 eduCBA
Financial Intermediaries
Views: 22069 MagisterBreen
NAV Model (Oil & Gas): Production Decline Curve
When you're valuing an E&P (Exploration & Production) company, the Net Asset Value (NAV) Model is the key methodology. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" UNLIKE in a DCF, where cash flow growth is assumed into infinity, in a NAV model you assume the company's cash flows go to $0 eventually as it completely produces all of its reserves and has nothing left. A granular NAV model is complex, but it comes down to a 2-step process: Step 1: Model the company's existing production from wells it already has... and assume a decline rate for the annual production each year, also assuming commodity prices to determine revenue, and linking operating expenses to production and calculating cash flow like that. Step 2: Assume the company drills new wells in its PUD (Proved Undeveloped), PROB (Probable), and POSS (Possible) reserves. The second step involves dozens of sub-steps and assumptions, but here we're just going to focus on ONE small part of this process: estimating the decline rate of a new well the company drills. It starts off at a very high production rate, but then declines quickly within even the first year of its useful life - and we need to estimate the decline rates each year to build the rest of the model. You COULD do lots of complicated math, try fitting hyperbolic or exponential functions, run a regression analysis, etc., but we suggest a much simpler approach here: if the company doesn't disclose data on its decline rates for individual wells, find data from another company operating in the same region and fit it to your company's "average" wells. How to Do That: Step 1: Find the company's key data, such as the EUR per well and IP rate per well in the region you're looking at. Step 2: Now, see if the company discloses data on its own decline rates... if so, you're set! If not, or if it's not enough, find another company operating in the region that discloses more data (EQT here), and go to that company's investor presentations to get the numbers. Step 3: In the first year, assume that production is some % of 365 * IP Rate per Well... because there is a huge drop-off in daily production from Month 1 to Month 12 in that first year. EQT's data shows 45%; we assume 60% here since UPL has a slightly flatter decline curve. Step 4: Copy and paste the other company's decline rates into each year of your decline curve. Step 5: Enter the correct formula for calculating annual production each year AFTER the initial year... here: =MIN(AU129*(1+AT130),$AT$126-SUM(AU$129:AU129)) Want to take either Last Year Production * (1 + Decline Rate) (the first part), or the total remaining reserves in this well (the second part). Step 6: Set up Subtotal / Remainder / Total math and ensure that everything is produced. Step 7: "Fit the data" using Goal Seek and the Factor - multiply each decline rate by a certain factor and use Goal Seek (Alt + A + W + G) to solve for the factor that makes the Subtotal equal to the EUR. Step 8: Build in support for a different EUR by scaling the production up or down in the "Total" column. Step 9: Allocate the production to oil vs. gas. vs. NGLs. Step 10: Complete the Subtotal / Remainder / Total math at the bottom. What Next? Next, we'd complete this process for all the wells the company drills in every region, estimate revenue, expenses, and cash flow for each one, and then aggregate the discounted cash flow values in every region across all reserve types... Which brings us closer to the implied NAV per share, which is what the NAV model is really all about. Stay tuned for more!
Custodians, the best bet for banks
http://goo.gl/PGcvgE Custodian banks, sometimes referred to simply as Custodians, offer a unique investment within the financial sector according to Erin Davis from Morningstar Research. Custodian bank returns are expected to increase significantly within the next couple of years. Custodians are not like traditional banks because their main function is to provide safekeeping for financial assets like bonds and stocks. Their typical clients includeinstitutional firms with a considerable amount of investments such as banks, insurance companies, hedge funds and pension funds. Some of the best performing custodians are: Bank of New York Mellon, State Street and Northern Trust, each are fairly valued according to Morningstar. Erin Davis explains why custodians tend to be stable, well capitalised businesses, above-average dividend payers and therefore a good investment.
Merchant Banking vs Investment Banking - Investment Banking by eduCBA
For full text article go to : https://www.educba.com/merchant-banking-vs-investment-banking/ Learn the differences between Merchant Banking vs Investment Banking, its roles and responsibilities and how each one is related to the capital markets in domestic and global arena.
Views: 5485 eduCBA
Experience the world of Compliance at Barclays
"Compliance is really raising its profile and evolving its role, and inherent to that are a number of challenges which make it exciting and ever-changing." To me, compliance is absolutely at the heart of the Barclays strategy. At the heart of any successful institution there will be a strong compliance function. Historically, people have thought compliance was about complying with rules laid down by the external world, by the regulators, but actually it's not about that, it's about encouraging and helping everyone in an organisation to work to the values and the framework and the goals of that organisation.
How Does a Bank Work, and Why Do Banks Make So Much Money?
How does a bank work? How do banks make so much money? Watch our easy illustrated explanation. Let us imagine, you have $10,000, and you don`t need it right now. And Sabrina wants to buy a car, but she has no money. Well, here is a solution for both of you. BANK! You deposit your 10 thousands in the bank. And the bank gives you interest of 5%. It takes your money, transfor it into loans, and give other people to buy a house, or an auto. The secret is: loat rate is higher than deposit rates. Car loan interest rate for Sabrina is 8 percent. 8% - 5% = 3%: this is how banks make money. Other income sources of banks: ATM fees, overdraft fees, late payments fees, penalty fees, interchange fees. $10,00 - $10,500 = $300 - this is how the bank used your money to make profit ($300).
Views: 85086 Joyful Investor
The role of banks in the economy (February 2013)
In the series „A Cup of Coffee with Rainer Münz" our expert explains economic and financial terms and topics.
Views: 7463 Erste Group
From Bad Investments to Capital Requirements - How safe are Europe's banks? | Made in Germany
According to Sascha Steffen, Professor at the European School of Management and Technology (ESMT), toxic assets and failed investments are threatening the security of European banks. We speak with him about the risks facing European lenders and about the currency upheavals in emerging markets. More: http://www.dw.de/made-in-germany-the-business-magazine-2014-02-11/e-17376989-9798
Views: 494 DW News
Different between of function the Commercial Banks, and Central Bank
Hello Everybody. and Good Day to all of you, This is a part of my presentation for my assignment Principles of Economic. I have to talk about Difference between the function of Commercial Bank and Central Bank I am from University of Kuala Lumpur Business School,My pleasure need all of you that watch my video for likes my video. This is my assignment that my lecturer give up to ours to get a 200 likes. Thank you. I hopes all of you give some of the cooperation to likes my video. #my english is not very well. sorry
Views: 1206 Fatini Zahra
Differentiate between the Functions of Commercial Bank & Central Bank
Hello! Pls help me to get 200 likes for my Video Presentation Assignment for Economics subject! Thank you!
Views: 1013 Shep Julcie
mBank's friendly investment platform
Views: 1094 mBankTV
Quick Minute Tip: Commercial Banking
Melanie talks about setting up multiple accounts with various banks to set up a good commercial reputation for investment lending.
The Differences between the function of central bank and commercial bank.
The Differences between the function of central bank and commercial bank. How does commercial bank create credit? We hope this information can help and please like the video as well. :)
Views: 1932 Ieqa Kamal
This is my first video actually for my second assignment under Principle of Economic subject in my semester one,please likes my video after watching.Thanks you ;D
Views: 385 shafikah aziz
what is investment banking,banking solutions,list of investment companies
Financial Article submission websites Personal loan and business loan companies ipo delhi trader services n delhi trading companies in delhi nasdaq stock Forex and banking sector companies list, what is investment banking, latest banking news banking solutions list of investment companies investment banking companies in NCR Small Business loans commercial loan companies in Delhi best mutual funds in Delhi banking terminology
Bank of America Merrill Lynch Global Corporate Banking Analyst
Kathryn Larin talks about her experience as an Analyst within Global Corporate & Investment Banking at Bank of America Merrill Lynch
Views: 21916 Bank of America
Commercial Banking System - Fundamentals of Economics
In this class Ms. Dipika explains the commercial banking system, its functions, limitations and credit creation. To know more about it visit www.doorsteptutor.com or email at [email protected]
Views: 5121 Examrace
Investment banking
An investment bank is a financial institution that assists individuals, corporations, and governments in raising capital by underwriting or acting as the client's agent in the issuance of securities (or both). An investment bank may also assist companies involved in mergers and acquisitions and provide ancillary services such as market making, trading of derivatives and equity securities, and FICC services (fixed income instruments, currencies, and commodities). Unlike commercial banks and retail banks, investment banks do not take deposits. From 1933 (Glass--Steagall Act) until 1999 (Gramm--Leach--Bliley Act), the United States maintained a separation between investment banking and commercial banks. Other industrialized countries, including G8 countries, have historically not maintained such a separation. As part of the Dodd--Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act of 2010), Volcker Rule asserts full institutional separation of investment banking services from commercial banking. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 168 Audiopedia
Wall Street Personalities
It's all about money. Stereotype but not all of us. Money doesn't change you, but you find out who you are when you have money.
Views: 13474 scottab140
Business Plan Presentation - How to write a business plan for investors
http://www.evancarmichael.com/support/ - SUPPORT ME :) Like this video? Please give it a thumbs up below and/or leave a comment - Thank you!!! Help me caption & translate this video! http://www.amara.org/en/profiles/videos/Evan%20Carmichael/ "hello Evan, i am a new subscriber :) i am a recent graduate with a great business idea for a home made cosmetics company. But my major wasn't business and i am having difficulty putting together a business plan, do you have a generic template for a professional business plan? or know a reputable site i could get one? thank you beeauty boxx"
Views: 53938 Evan Carmichael
Matching transactions (reconciling) using Excel Pivot Tables | ExcelTutorials
Matching transactions (reconciling) using Excel Pivot Tables | ExcelTutorials Learn how to reconcile (or match) transactions using Excel Pivot Tables. Example workbook and more here: http://chandoo.org/wp/2014/06/10/matching-transactions-pivot-tables/ Do Subscribe, Like & Share my video if you like!! Click The Below Link To SUBSCRIBE: https://www.youtube.com/channel/UC8uU_wruBMHeeRma49dtZKA
Views: 129807 Learn Excel from Chandoo
Circular Flow of Income. How the different components of an economy interact.
Transcript: 1 In macroeconomics, we study the economy of one country. 2 Then try to understand how 2 countries interact and trade. 3 And hopefully, understand the global economy. 4 So today, we are going to study the circular flow of income. 5 Let’s make things really simple. 5 Imagine we are alone on an isolated island. There’s no government, no trade, no savings. I told you, it's simple! 6 There’s only firms and households. (2-sector economy: firms + households (closed economy)) 7 Firms provide households with goods and services. 7 Out of thin air? 7 Nah.. 8 Firms gotta get factors of production from households. 8 It can be labor, land, capital or… 8 Face it. Some of us in households are going to be entrepreneurs. (For more information on factors of production: check out this video) 8 So…entrepreneurship. 9 For free? You wish! 9 We don’t get freebies from firms. 9 We don’t provide labor for free either. 10 So there’s money flowing in the opposite direction. 11 Households gotta pay firms for the goods they get. 12 Firms also gotta pay households in the form of wages, rents, interests or profits. 12 But this is a little weird. 12 We don’t spend everything we earn in real life. 13 So let’s add savings. 13 Savings is money we don’t spend. 13 So there’s money flowing out. 14 Hey, savings don’t just sit in banks… 14 Banks invest in firms by lending to them. 14 Cos firms need money to buy capital equipment or cover other costs of production. 14 So there's investments flowing into the economy. 14 Bravo! Awesome! 14 But this is a little too simplified. 15 Let’s add government. (3 sector economy: firms + households + government) 15 Government buys stuff as well. 15 So there’s money flowing in. 16 Government gets money from taxes. 16 Taxes. So there’s money flowing out. 16 Cos for the money we’re paying as taxes, we cannoyt spend it. 17 Lastly, countries interact with one another. 17 Imagine this is an American economy. 18 Let’s add trade. (4 sector economy: firms + households + government + foreign sector) 18 America imports stuff. 18 For example, America can import shoes from China. 18 Shoes flow from China into America. 19 And money spent on imports flows out of America into China. 19 America exports too. 19 America can produce software 19 and export it to foreigners, 20 Money then flows from foreign countries into America. 20 This is America's export earnings. 21 Investments, Government Spending and Export earnings are called Injections. 21 Cos money is flowing in. 22 Savings, taxes and import spending are called leakages or withdrawals. 22 Cos money leaks out of the system. And hey, injections and leakages are sort of related. Investments come from savings. Government spending comes from taxes. America makes money from foreigners by exporting. But foreigners also make money from America when America imports. Wow…no wonder it's Circular Flow of Income It tells us roughly how an economy functions. 23 How do we measure the size of an economy then? 24 By measuring Gross Domestic Product or GDP. 24 GDP is the total value of all final goods and services produced within the borders of a country during a given period. 25 Why must it be FINAL goods and services? (Hint: it's in the next video) 26 If you like this video, remember to like and subscribe. 27 Next up: Measuring GDP: Output Approach _______________________________________________ How does an economy function? Look at the Circular Flow of Income. Who are the major players in an economy? In order of increasing complexity, there are: 2-sector economy: households + firms 3-sector economy: households + firms + government 4-sector economy: households + firms + government + foreign sector There are real goods and services flowing in one direction in the circular flow of income and money flowing in the opposite direction. When money flowing to the country, it's called injections. When money flows out, it's called withdrawals or leakages. Injections consist of government spending, investments and exports. Leakages or withdrawals include imports, taxes and savings. Injections and leakages/withdrawals are related to each other. This is because government spending comes from tax revenues and investments, at least the local component, come from savings. That said, investments can flow from foreign countries in the form of foreign direct investments (FDI). Lastly, while money can flow from foreign countries when we export overseas, money also leaks out of the country because we import. Important definitions: Gross Domestic Product or GDP is the total value of all final goods and services produced within the borders of a country during a given period. Use flashcards to remember these definitions in economics: http://www.memrise.com/course/461808/economics-101/
Views: 118034 Economics Mafia
Bank Collapse and Dirty Money In Argentina with Dennis Small
Argentina is collapsing under debt and economic conspiracy from the highest levels, and LaRouche movement thinker and author/activist Dennis Small explains the situation on Buzzsaw. We discuss vulture funds, investment banks and the collapse culture that has gripped the global bank system in this uncensored interview hosted by Sean Stone. GUEST BIO: Dennis Small is Ibero-American Editor of EIR magazine of the LaRouche movement, with which he has been associated for more than 40 years. He is co-author of four books published by the LaRouche movement, including the bestseller "Dope, Inc," and has written numerous studies on Ibero-American and world economic issues. A former political prisoner, Mr. Small was convicted along with Lyndon LaRouche and five other defendants and spent two years in jail in the early 1990s. He was born in Miami Beach, Florida in 1950, and currently resides in Leesburg, Virginia, with his wife Gretchen Small. ADD’L LINKS: http://www.larouchepub.com/ http://thelip.tv/ Buzzsaw Full Episodes: https://www.youtube.com/watch?v=LbNrOPsEvbA&index=1&list=PLjk3H0GXhhGc7NOFr74KbOPBCXrXT8nlf Buzzsaw Short Clips Playlist: https://www.youtube.com/watch?v=Gy0BRQX0aSc&index=1&list=PLjk3H0GXhhGeWhHPas6M9sKUhThquDNOc https://www.facebook.com/EnterTheBuzzsaw?directed_target_id=0 https://www.facebook.com/thelip.tv http://www.youtube.com/theliptv EPISODE BREAKDOWN: 00:01 Welcome to Buzzsaw. 00:30 Introducing Dennis Small. 01:00 Renegotiating Argentina’s debt. 06:30 The difference between vulture funds and investment banks. 11:30 The international financial system. Graph of derivatives. 20:00 Collapse culture and graph of the triple collapse function. 22:00 What can the U.S. do to force Argentina to pay off their debt? 27:10 Thanks and goodbye.
Views: 9741 TheLipTV
Non-bank financial institution
A non-bank financial institution (NBFI) is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency. NBFIs facilitate bank-related financial services, such as investment, risk pooling, contractual savings, and market brokering. Examples of these include insurance firms, pawn shops, cashier's check issuers, check cashing locations, payday lending, currency exchanges, and microloan organizations. Alan Greenspan has identified the role of NBFIs in strengthening an economy, as they provide "multiple alternatives to transform an economy's savings into capital investment [which] act as backup facilities should the primary form of intermediation fail." This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 14474 Audiopedia
Final 'Silver Fix': What Lessons Investors Can Learn
London Silver Fixing Limited in August will end its function as daily price setter of silver for bulk consumers. Sica Wealth Management chief investment officer Jeffrey Sica tells TheStreet's Joe Deaux that the end of the so-called silver fix won't affect retail investors. The banks behind the process are getting out of the business, which would leave large consumers to buy in bulk based on spot prices. Sica says this is probably a good move by the banks, and Sica dives into other so-called dark pools that investors should be aware of. The silver fix ends Aug. 14. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
Excel - Circular References
In this tutorial, you'll learn how and why circular references come up in Excel and what to do about them when you see them. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" What are circular references? They crop up when a cell's INPUT depends on a cell's OUTPUT - meaning that Excel runs in an endless loop! Most common example: Interest expense on debt. Question: How do you calculate interest expense, anyway? Should you use the beginning balance each year, the ending balance, or the average balance? The beginning balance is OK... but you have a problem if you use the ending or average balance. PROBLEM: Then, the interest expense depends on how much debt is repaid in a given year... ...but the amount of debt repaid in a given year also depends on the interest expense! So Excel doesn't know what to do and can never calculate the number. Why bother calculating interest this way? Mostly to be more accurate - better to use the average debt balance over the course of the year because that's closer to what the company actually pays. How do you get around this calculation problem? Easiest solution: Just check "Enable Iterative Calculations" under the Options menu (Formulas) (Alt + T + O on PC or CMD + , on Mac) Better Solution: Build in the option to use the average debt balance or the beginning debt balance. Some groups / firms / industries won't even accept financial models that include circular references - so if you do it this way, you can remove circular references more easily later on. To build in this option, create an input cell that only allows a 1 or 0. Then, in the interest expense formulas, use the average debt balance if that input cell is set to "1" and use the beginning debt balance if it's set to "0" and circular references are therefore disabled. You can check this by looking for the "Calculate" label in the bottom-left window of Excel. It should be displayed if circular references are enabled, but it should NOT be there if circular references are disabled. MENTIONED RESOURCES http://youtube-breakingintowallstreet-com.s3.amazonaws.com/JCG-LBO-Model-Circular-References.xlsx
Excel Tutorial - Cleaning Up Data with TRIM, PROPER, and Text to Columns
In this Excel tutorial, you'll learn how to clean up data using the TRIM, PROPER, and Text to Columns functions (and more). By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Why Do You Need to "Clean Up" Data? Often you've pasted in data from websites or PDFs or other sources, and you get lots of ugly formatting and other problems, such as extra spaces, non-printable characters, etc. Also, data may be grouped together in cases where it's better to be separated (as in the address data here). This happens all the time on the job, and cleaning up the data makes your life easier and makes it 100x easier to manipulate and analyze it. You COULD go in and manually fix it, but you might want to jump off the roof of a tall building after doing that. Instead, we'll use these functions to automate the process: Text Manipulation Formulas (Across all PC and Mac versions): =TRIM Remove extra spaces =PROPER Makes first letter in each word uppercase =CLEAN Removes all non-printable characters from text =UPPER Capitalizes all letters in all words =LOWER Turns all letters in all words to lowercase Alt + A + E / Alt + D + E Text to Columns Ctrl + C Copy (CMD + C on the Mac) Alt + E + S + F Paste Formulas (Ctrl + CMD + V, CMD + F on the Mac) Alt + E + S + V Paste Values (Ctrl + CMD + V, CMD + V on the Mac) Alt + O + C + A Auto-Fit Column Width Alt + H + C + A Center Text How to Clean Up This Data in 5 Steps: 1. First, remove all the extra spaces and capitalize each individual word with TRIM and PROPER - could throw in CLEAN for good measure. 2. Then, separate everything into separate columns with the "Text to Column" function. May have to apply this several times if different characters separate each type of data (commas vs. spaces). 3. Fix anything that still requires fixing in these separate columns - capitalize all state abbreviations, make sure ZIP codes with trailing 0 still work properly (change format to text), and so on. May also need to apply additional TRIMs here. Must be really careful with copying and pasting data as values - have to do that to avoid errors! 4. Add column headers at the top, based on copy and paste of original header. 5. Delete extra rows/columns and shift everything over or up properly. What Next? Go apply this to real data that you're working with... depends a bit on the specific problems with the data, but you can never go wrong with TRIM, PROPER, and Text to Columns! If you're more advanced, you could try automating this entire process with VBA and macros, but that also gets complicated and may not save you much time since you need to know what the data looks like before writing code for that.
4 (Finance Concept ) How increasing Reverse Repo  rates by RBI reduces Inflation ( Hindi)
The central bank (country's bank )is RBI...the other bansk which do business with common audiences is called commercial banks ...we can hold accounts and do operations with the commerciall banks but we cannot have accounts or do operations with the RBI RBI only does operations with the commercial banks of the country and therein lies the gist of the note Now when RBI lends money to the commercial banks i.e SBI , ICICI etc , the rate at which it offers such funds is called repo rates . The rate at which it borrow's money from the commercial banks is called the reverse repo rate Increasing the repo rate as also the reverse repo rates helps arrest inflation .How ? (1) Increasing the Repo rates If The central bank increases the rate of interest for lending , any commercial bank will exercise constraint in taking loans ...so available capital in the market will be reduced Obviously , then money made available to the public for spending wil reduce thereby reducing spending ....so obviouisly demand for all products will fall down and so inflation wil get arrested (2) Increasing the Reverse Repo rate Here the central bank borrows money from the commercial banks if it offers a healthy rate of interest, then it but natural that the commercial banks will flock to the central bank to park their capital because of 2 reasons (1) More security because RBI is the govt's bank and so there is no chance of default (2) Good rate of return Even in same rate of return , it is always preferable for commercial banks to park money with RBI for security , because common borrower can always default but RBI cant ( govt can mint money ) Now when the commercial banks give money to the central bank , again money from the system reduces ....i,e money available with the commercial banks for giving to public Now , so public will not be freely available to raise capital and even if , raises it , it does it at very high cost! So obviously public think's before making such investment and so gradually such loans gets less sold ....finally affecting spending and thereby the demand and so consequently the prices come down and therefore th inflation Voila , we have seen how the RBI can use powers it has as far as increasing /decreasing interest rates are concerned to reduce inflation , Hopefully when you read next the role of the RBI governor to reduce inflation , this is something that may come to his mind ! Humble regards , Amlan Dutta
Views: 2519 Make Knowledge Free
1. Could you give us brief bacgroud about your company? 2. What do you usually do in your department? 3. How are you different from the other departments of the company? 4. How life insurance can be an investment? 5. What is the beat life insurance investment? 6. Could you give, define and differentiate to us the types of insurance products with investment function in your company? 7. In those products that you mentioned, what are the benefits of having those products? 8. If a client wants to buy that particular product to invest, are there any other additional benefits aside from what you just mentioned? 9. What requirements are needed in acquaring insurance products? 10. Who can avail that particular product? 11. What is the minimum investment requirement? 12. How long can you invest it? 13. As a student, what is out edge if ever we will be having an investment at our age? 14. Is there a particular product allotted for student like us in your company?
Views: 7 daemon spade
how commercial bank create credit ?
first semester in unikl. first time do individual presentation video. i need 200 like. peace ;-)
Views: 558 nafeeka azmi
Interest Rate Theory - Accumulation
In this video we discuss how to calculate an account value that has been accumulated with interest. We show how the compounding principle can greatly increase the rate at which an account can grow over time.
Views: 1726 CSULA Finance
Treasury management
Treasury management (or treasury operations) includes management of an enterprise's holdings, with the ultimate goal of maximizing the firm's liquidity and mitigating its operational, financial and reputational risk. Treasury Management includes a firm's collections, disbursements, concentration, investment and funding activities. In larger firms, it may also include trading in bonds, currencies, financial derivatives and the associated financial risk management. Most banks have whole departments devoted to treasury management and supporting their clients' needs in this area. Until recently, large banks had the stronghold on the provision of treasury management products and services. However, smaller banks are increasingly launching and/or expanding their treasury management functions and offerings, because of the market opportunity afforded by the recent economic environment (with banks of all sizes focusing on the clients they serve best), availability of (recently displaced) highly seasoned treasury management professionals, access to industry standard, third-party technology providers' products and services tiered according to the needs of smaller clients, and investment in education and other best practices. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 7550 Audiopedia
03 Merchant Bankers
Views: 102 666thehawk
How to get hired by Goldman Sachs (CNN Money)
Interview with Edith Cooper, executive vice president and global head of Human Capital Management at Goldman Sachs. Please visit our Careers Blog : http://www.goldmansachs.com/careers/blog/posts/edith-cooper-cnn-leading-women.html
Explainer Video For UTI on The Importance of Investment
Unit Trust of India is the oldest financial institution in the country. Their CSR over the decades has been investor education. We created a series of videos explaining concepts related to mutual fund investments which were used on the website as well as on social channels. If you need an animated video for your business, please visit www.rippleanimation.com
Views: 1521 Ripple Animation
What is a Central Bank?
Every country has a central bank, in the U.S. it is the Federal Reserve, in the UK it is the Bank of England and for Europe it is The European Central Bank. The primary function of a central bank is to manage the nation's money supply, through active duties such as managing interest rates, setting the reserve requirement, and acting as a lender of last resort to the banking sector during times of bank insolvency or financial crisis. By Barry Norman, Investors Trading Academy.
CFA level I - Question Bank- Investments in Stagflation
FinTree website link: http://www.fintreeindia.com FB Page link :http://www.facebook.com/Fin... We love what we do, and we make awesome video lectures for CFA and FRM exams. Our Video Lectures are comprehensive, easy to understand and most importantly, fun to study with! This Video lecture was recorded by our popular trainer for CFA, Mr. Utkarsh Jain, during one of his live CFA Level I Classes in Pune (India).
Views: 174 FinTree
Bullionvault Scam - Is It True
Get Free Gold Investment Kit: http://2by.us/gold Precious metals vaults used to be reserved for corporate clients (precious metals dealers, funds and banks). By introducing partial ownership of standard gold bars (allocated gold), BullionVault and GoldMoney have extended this possibility to individuals. Bulk transactions result in low spread, low commission and low storage fees, making allocated gold one of the most affordable types of gold ownership. BullionVault and GoldMoney review BullionVault and GoldMoney, each storing an equivalent of 2 billion dollars (that's over 30 tonnes of gold bars each) as of Q1/2013, are the market leading gold storage institutes. It's no surprise that in times of electronic banking, they bet on the web as their only sales channel and quickly became the market leaders. BullionVault and GoldMoney function like an online bank: every transaction has to be submitted through their secure website. If you want to store gold in their vaults, you are only allowed to buy it from them. But thanks to automated processes and very low personnel cost, the rates are much cheaper than if you were buying coins or bars from traditional dealers. The main trick is that they only sell one type of gold: the standard London Bullion Market Association approved "Good Delivery" bars, or shares thereof. This makes the automated purchase process simple and cost-effective. Clients become partial owners of these bars (unless they can afford a full bar). We mentioned the similarity these precious metals custodians have to online banks. But the online interface for placing orders is where the similarity with banks ends. A bank (any bank, also a traditional one), is somewhat of a black box: as a client, you don't know what fraction of deposits is lent out at a given moment ("fractional reserve banking"), how many loans are likely bad (even banks don't know this—if they did, they would never need to be bailed out), and how much speculating is going on in the investment banking department. BullionVault and GoldMoney stick to their core business: selling and storing your gold. Their only income is the sales commission and the monthly custody fee for gold storage. No loans, no investments, all gold remains 100% in the vault. And, of course, the gold is insured. Unlike with bank deposits, which are insured only up to the sum guaranteed by the government, the coverage of your gold is full. Not surprisingly, it is much cheaper to insure gold in an ultra-secure vault than to insure a bank that lends out its deposits and has an investment banking branch. More Resource: http://silvergolddaily.com/ Gold: http://en.wikipedia.org/wiki/Gold Silver: http://en.wikipedia.org/wiki/Silver IRA Account: http://en.wikipedia.org/wiki/Individual_retirement_account Gold Backed IRA: http://en.wikipedia.org/wiki/Gold_IRA silver gold "gold ira" "gold ira rollover" "buying gold" "how to invest in gold" "jim Sinclair" "laura ingraham" bullionvault "bullion vault" "gold bullion" "why buy gold" "gold investment" "invest in gold" "glenn beck" "investing in gold" "gold stocks" "gold investment news" "gold investing" "how to buy gold bars" "rush limbaugh"
Views: 754 Gold Investment
Investing for Beginners 01: Gold Silver Platinum
INVESTING 101: Gold Silver Platinum The value of gold is determined by the market 24 hours a day, nearly seven days a week. Gold trades predominantly as a function of sentiment; its price is less affected by the laws of supply and demand. This is because new mine supply is vastly outweighed by the sheer size of above-ground, hoarded gold. To put it simply, when the hoarders feel like selling, the price drops. When they want to buy, new supply is quickly absorbed and the gold prices are driven higher. Several factors account for an increased desire to hoard the yellow metal: Systemic Financial Concerns When banks and money are perceived as unstable and/or political stability is questionable, gold has often been sought as a safe store of value. Inflation When real rates of return in the equity, bond or real estate markets are negative, people regularly flock to gold as an asset that will maintain its value. War or Political Crises War and political upheaval have always sent people into gold-hoarding mode. An entire lifetime's worth of savings can be made portable and stored until it needs to be traded for foodstuffs, shelter or safe passage to a less dangerous destination. The Silver Bullet Unlike gold, the price of silver swings between its perceived role as a store of value and its very tangible role as an industrial metal. For this reason, price fluctuations in the silver market are more volatile than gold. So, while silver will trade roughly in line with gold as an item to be hoarded (investment demand), the industrial supply/demand equation for the metal exerts an equally strong influence on price. That equation has always fluctuated with new innovations, including: Silver's once predominant role in the photography industry (silver-based photographic film), which was been eclipsed by the advent of the digital camera. The rise of a vast middle class in the emerging market economies of the East, which created an explosive demand for electrical appliances, medical products and other industrial items that require silver inputs. From bearings to electrical connections, silver's properties made it a desired commodity. Silver's use in batteries, superconductor applications and microcircuit markets. It's unclear whether (or to what extent) these developments will affect overall noninvestment demand for silver. One fact remains; silver's price is affected by its applications and is not just used in fashion or as a store of value. Music by Kevin MacLeod "Decline" Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ http://incompetech.com/music/royalty-free/licenses/ Intro by: Laurent Caccia http://www.youtube.com/laurentcaccia
Views: 914 Shakaama
Bank versus Credit Union: What is Better for Real Estate Investors?
http://www.revnyou.com What is a better choice as a real estate investor? A credit union with great service or a major bank with more technology? Julie answers this question and a whole lot more around your banking choices as a real estate investor.
Types of financial markets and their functions (August 2013)
In the series „A Cup of Coffee with Rainer Münz" our expert explains economic and financial terms and topics.
Views: 6680 Erste Group
Waterfall Returns Distribution in an LBO Model
What is a "Waterfall Returns" Schedule? CONCEPT: In a leveraged buyout or any deal where an investment firm acquires another company, they'll often own close to 100% of it... By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 1:04: Example of Management Promotes / Waterfall Returns 3:29: Rationale for Management Promotes and Giving Away Ownership 4:25: Step-by-Step Modeling Process for Waterfall Returns 6:35: Excel Setup 7:12: Level 1 IRR Calculations 10:05: Level 2 IRR Calculations 12:38: Level 3 IRR Calculations 13:55: Level 4 IRR Calculations 14:23: How the Waterfall Distribution Affects IRRs to Everyone 17:35: Recap and Summary What is a "Waterfall Returns" Schedule? CONCEPT: In a leveraged buyout or any deal where an investment firm acquires another company, they'll often own close to 100% of it... But sometimes management will retain a small portion, or another investor group might retain a certain portion. Sometimes it ends there - but sometimes, that smaller group gets ADDITIONAL ownership and a higher stake upon exit if the investment performs well. This is called a "management promote" (if it's the management team that receives this as an incentive). EXAMPLE: A new leveraged buyout takes place, and the PE firm structures the deal to heavily incentivize the management team: For an IRR up to 10%, PE firm gets 95% and management team gets 5% of the proceeds. Then, for the portion of the IRR between 10% and 15%, the PE firm gets 90% and the management team gets 10%. For the portion of IRR between 15% and 20%, the PE firm gets 85% and the management team gets 15%. Then for the IRR above 20%, the PE firm gets 80% and the management team gets 20%. A PE firm might do this to create a "win win" scenario - yes, it loses some of its IRR by giving up a % to the management team... but if all goes well, the team should outperform and help the PE firm achieve a higher overall IRR. How Do You Model This Scenario? 1) Make assumptions for the initial investment and proceeds upon exit, plus the ownership percentages. 2) Make assumptions for how the proceeds split changes at different IRR levels. 3) For each "tier" of IRR, take the initial investment and calculate the amount of net proceeds upon exit that would correspond to that IRR. Example: $1,000 initial investment, and 10% IRR tier - multiply by (1 + 10%), then multiply that number by (1 + 10%), and so on until the exit year. 4) Determine the split of proceeds within that tier. If the actual proceeds are $1,500, for example, and $1,611 would correspond to a 10% IRR, you're done - just split the $1,500 between the PE firm and management team in a 95% / 5% split. But if it goes beyond that $1,611, you just split up the $1,611 according to those numbers and then save the rest for the next tier. 5) Determine the proceeds to distribute in the next tiers. For $3,000, for example, you'd distribute $1,611 and save ($3,000 - $1,611) for the next tiers. If you're at the 10% level and you get something below $1,611, you'd set the "proceeds for the next tiers" number to $0 (use a MAX function for this). 6) Keep doing this for each tier of IRRs until the end. The formulas get trickier as you move up because you need to use MIN and MAX to ensure that you don't get negative or nonsensical values. In Level 2, for example, the "Amount to Distribute and Split" is: =MIN(Net Proceeds That Correspond to 15% IRR in Year 5 minus Net Proceeds That Correspond to 10% IRR in Year 5, MAX(Total Net Proceeds minus Net Proceeds That Correspond to 10% IRR in Year 5, 0)) So you're taking the lesser of the proceeds between 10% and 15% IRRs, or the total remaining amount that can be distributed AFTER the Level 1 distributions. And that same type of logic continues as you move down, until the last tier. RESOURCES: http://youtube-breakingintowallstreet-com.s3.amazonaws.com/109-03-Simplified-Waterfall-Distribution-Before.xlsx http://youtube-breakingintowallstreet-com.s3.amazonaws.com/109-03-Simplified-Waterfall-Distribution-After.xlsx

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